999 Pacific Street #G222
Ctop 80%Oceanside, CA 92054Neighborhood: Townsite
67 licensed short-term rentals within ½ mile (67 whole home), from the cities' license and permit lists of Nov 3, 2026.
No unit in this 81-unit complex holds a short-term rental permit, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$3,999/mo full cashflow at 20% down, 7.49% rate.
Works at $180,473 (74% under asking); even all cash loses money at asking.
Rent $3,107/mo from 10 leases of studio–2 bed condos & townhomes within 1 mi ($2,672–$3,623).
Beds
1
Baths
1
Sqft
760
Year Built
1981
Days on Market
45
Property Type
Condo
HOA/mo
$1,000
MLS ID
PW26199146
This property is in Oceanside (92054). View neighborhood stats →
About This Property
Turnkey and fully furnished, this one-bedroom, one-bathroom retreat sits on the second floor of the G building at North Coast Village, the oceanfront resort community set between the Oceanside Pier and the Harbor. A private covered balcony captures views of swaying palms and the community's lush, tropical grounds.The interior offers a seamless open layout, connecting the breakfast-bar kitchen and dining area to a living room anchored by a tile-surround fireplace. Ceiling fans keep the air moving throughout, while the bedroom features generous mirrored closets. The full bath offers both a tub and shower, and the home is move-in ready.Life here feels like a permanent vacation with direct beach access and an impressive array of amenities. Spend your afternoons lounging by one of the two heated pools and spas, practicing on the putting green, or wandering past serene koi ponds and waterfalls. The community also features a fitness center with saunas, billiards and game rooms, a recreation room, and dedicated barbecue areas. Convenience is built in with garage parking and 24-hour gated security.Whether you're looking for a coastal getaway, a second home, or a full-time residence by the water, you're just moments from the Thursday Sunset Market, the harbor's waterfront dining, and the eclectic shops of downtown Oceanside. With the beach strand and bike path right across the street, the best of the coast is at your doorstep.
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Est. Monthly Payment
$5,809
Location
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Zoned Schools
Elementary
Laurel Elementary · grades K-5 · Oceanside Unified
Middle
Lincoln Middle · grades 6-8 · Oceanside Unified
High
Oceanside High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,107
Comp Average
$3,154
999 Pacific Street
1bd / 1ba · 760 sqft · Condo
$659K
Est. $3,107/mo
999 Pacific Street
1bd / 1ba · 762 sqft · Condo
$699K
Est. $3,129/mo
999 Pacific St
1bd / 1ba · 760 sqft · Condo
$750K
Est. $3,302/mo
355 Cleveland
1bd / 1ba · 771 sqft · Condo
$759K
Est. $3,024/mo
999 Pacific
1bd / 1ba · 760 sqft · Condo
$849K
Est. $3,208/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of studio–2 bed condos & townhomes within 1 mi · $2,672–$3,623
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,999/mo short at 20% down; +$5,194/mo rent closes it.
- Break-even price
- $180,473
- Break-even rent
- $8,301/mo
- Cashflow at 35% down
- −$3,267/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
74% under asking
$5,194/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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