Cashflow Calculator

Enter property details to instantly calculate cashflow, cap rate, and DSCR. Two modes: Simple (PITIA — minimum monthly spend) and Full (all operating expenses).

Property

Purchase Price ($)

Monthly Rent ($)

HOA / Month ($)

Financing

Down Payment (%)

Interest Rate (%)

Loan Term (years)

Taxes & Insurance

Property Tax Rate (%)

Insurance ($/month)

Simple (PITIA)

Minimum monthly spend: P&I + taxes + insurance + HOA

Monthly Cashflow

-$1,357/mo

PITIA Total

$5,157

Cap Rate

4.64%

Cash-on-Cash

-10.86%

Full (All Expenses)— enable above

Including vacancy, maintenance, capex, PM

Monthly Cashflow

-$2,856/mo

Total Expenses

$6,656

Cap Rate

2.24%

Cash-on-Cash

-22.85%

DSCR

0.74

Below lender min (1.25)

Break-even Rent

$7,509