Investment Property Calculator

Enter property details to instantly calculate cashflow, cap rate, and DSCR. Two modes: Simple (PITI + HOA only) and Full (all operating expenses).

Property

Purchase Price ($)

Monthly Rent ($)

HOA / Month ($)

Financing

Down Payment (%)

Interest Rate (%)

Loan Term (years)

Taxes & Insurance

Property Tax Rate (%)

Insurance ($/month)

Simple (PITI + HOA)

Minimum monthly spend: principal + interest + taxes + insurance + HOA

Monthly Cashflow

-$892/mo

PITI Total

$4,692

Cap Rate

4.64%

Cash-on-Cash

-7.14%

Full (All Expenses)— enable above

Including vacancy, maintenance, capex, PM

Monthly Cashflow

-$2,391/mo

Total Expenses

$6,191

Cap Rate

2.24%

Cash-on-Cash

-19.13%

DSCR

1.00

Below lender min (1.25)

Break-even Rent

$5,887