Oceanside (Coastal)

92054 · Oceanside

Zip Score 13

Coastal Oceanside — a rapidly revitalizing beach city with a charming downtown, harbor, and direct Amtrak/Coaster access. Increasingly popular with investors priced out of Carlsbad and Encinitas.

Active Listings

86

Median Price

$1.22M

Avg Rent

$4,187/mo

Avg Cashflow

$-5,438/mo

Avg Cap Rate

0.1%

Avg CoC

-29.8%

P/R Ratio

28.7

Cashflow+ %

0%

Price Range

$299K
$6.5M

Highlights

  • Major downtown revitalization with new restaurants and breweries
  • Oceanside Pier and harbor attract tourists year-round
  • Amtrak/Coaster station makes it commuter-friendly
  • Most affordable coastal zip in North County

Investor Notes

  • Lower entry prices than southern neighbors — better cashflow math
  • Active development pipeline adding inventory near transit
  • Camp Pendleton military families create steady rental demand
  • Watch for older construction quality — inspection is key

Demographics

Vibe

Revitalizing beach city

Median Income

~$70K

Top Employers

Camp Pendleton, tourism, healthcare, retail

Top 5 Listings by Score

AddressScorePriceEst. RentCF/mo
432 Edgehill Ln

2bd / 1.5ba · 802 sqft

A 59$385K$2,503$-420
432 Edgehill Lane

1bd / 1ba · 578 sqft

A 57$339K$2,204$-427
432 Edgehill Lane

1bd / 1ba · 508 sqft

A 57$299K$1,944$-414
432 Edgehill

2bd / 1.5ba · 802 sqft

A 55$390K$2,535$-496
2944 Cottingham St

4bd / 2.5ba · 1,943 sqft

A 55$969K$5,753$-559

View all 86 listings in 92054

Stats are live from our database. Default assumptions: 20% down, 6.5% rate, 30yr. Rents estimated via proprietary model.