9924 Via Monzon
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9924 Via Monzon

C

Rancho Peñasquitos, CA 92129

$1,125,000

Soft Appraisal Value: $1,105,600 · 1.8% above estimate

Beds

5

Baths

3

Sqft

1,699

Year Built

1973

Days on Market

10

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2605786

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

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About This Property

Spacious and beautifully updated 5-bedroom, 3-bathroom home featuring a highly desirable floor plan with a first-floor en-suite bedroom and four additional bedrooms upstairs, including an expansive primary suite. Light-filled living spaces, tasteful upgrades, and a functional floor plan enhance everyday living and entertaining. The updated kitchen offers abundant cabinetry, stainless steel appliances, and opens to the surrounding living and dining areas. Upstairs, the expansive primary suite serves as a private retreat with a large walk-in shower and an impressive custom walk-in closet with built-in organizers. Updated bathrooms throughout the home showcase designer tilework, decorative flooring, contemporary fixtures, stylish lighting, and thoughtfully selected finishes. Additional features include central heating and air conditioning, a newer roof, tankless water heater, dual-pane windows and sliding glass doors, recessed lighting, ceiling fans throughout, indoor laundry, abundant storage, custom built-in storage and organization features, and a detached two-car garage. Step outside to enjoy the private backyard with multiple outdoor gathering spaces designed for relaxing or entertaining. Ideally located in Rancho Peñasquitos within the award-winning Poway Unified School District, this home offers convenient access to shopping, dining, parks, major commuter routes, and everyday amenities. Combining space, versatility, and modern updates, this move-in ready home offers comfort, style, and functionality.

Mortgage Calculator

Est. Monthly Payment

$7,142

Principal & Interest$5,689
Property Tax$1,125
Insurance$328
%($225,000)
%

Location

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Investment Score

19D
Est. Monthly Rent
$4,700
Monthly Cashflow

Rent − PITIA

$-2,442
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,460

Mortgage (P+I)
$5,689
Cap Rate
1.31%
Cash-on-Cash
-23.79%
DSCR

Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$10,492

NOI (Annual)
$14,742
Price-to-Rent

Lower = better for investors

19.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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