15625 Paymogo
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15625 Paymogo

C

Rancho Peñasquitos, CA 92129

$1,199,999
NEW — 3d

Soft Appraisal Value: $1,182,500 · 1.5% above estimate

Beds

5

Baths

2

Sqft

1,640

Year Built

1972

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260015570SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

About This Property

Tucked away on a quiet cul-de-sac, this beautifully upgraded 5-bedroom, 2-bathroom home offers the perfect blend of comfort, style, and opportunity. From the moment you step inside, rich hardwood flooring sets the tone for a space that feels both warm and move-in ready. The updated kitchen is a true highlight, featuring custom oak cabinetry, sleek quartz countertops, and stainless steel appliances, ideal for everything from quiet weeknight dinners to entertaining guests. With five spacious bedrooms, there's room for a growing family, a home office, or both, and convenient first-floor bedrooms paired with a full bath make this layout ideal for multigenerational living or guests who prefer to skip the stairs. Step outside and enjoy your own private orchard, with mature avocado, mandarin, and lemon trees offering fresh fruit right in your backyard, a rare touch of California living. Set on a generous 8,400 sq. ft. lot, the property offers excellent outdoor space and exciting potential to build or expand, making it a smart choice for buyers looking to add long-term value. The end-of-cul-de-sac location means added privacy and minimal through-traffic, a rare find in this sought-after Rancho Peñasquitos neighborhood. This is a home that combines move-in-ready upgrades with future potential. Don't miss your chance to make it yours.

Mortgage Calculator

Est. Monthly Payment

$7,618

Principal & Interest$6,068
Property Tax$1,200
Insurance$350
%($240,000)
%

Location

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Investment Score

13D
Est. Monthly Rent
$4,858
Monthly Cashflow

Rent − PITIA

$-2,760
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,877

Mortgage (P+I)
$6,068
Cap Rate
1.19%
Cash-on-Cash
-24.39%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$11,192

NOI (Annual)
$14,288
Price-to-Rent

Lower = better for investors

20.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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