12975 Sundance Avenue
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12975 Sundance Avenue

C

Rancho Peñasquitos, CA 92129

$1,300,000

Soft Appraisal Value: $1,274,200 · 2.0% above estimate

Beds

4

Baths

2.5

Sqft

1,690

Year Built

1976

Days on Market

10

Property Type

Single Family

HOA/mo

N/A

MLS ID

PT26131815

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

About This Property

Private Corner-Lot Home with Flexible Living SpaceCentrally located and thoughtfully equipped, this 4-bedroom, 2.5-bath home offers approximately 1,690 square feet of flexible living space on a large 7,389-square-foot corner lot. The freshly painted interior and exterior, windows replaced approximately two years ago, roof replaced in 2018 when 14 solar panels were added, and dedicated home office make the property comfortable and move-in ready with lots of storage cabinets in the house and garage. Buyer to verify everything prior to close of escrow.A walled perimeter, alarm system, and strong room provide additional privacy-focused features. Outside, the spacious yard includes a storage shed and room to explore the possibility of a future ADU or other improvements. Buyer to verify all development, zoning, and permitting requirements.Property will include security camera system, refrigerator, microwave, washer and dryer. $5000 carpet allowance can be requested with a full-price offer. Backyard has covered patio, mature fruit-bearing trees, rose garden, and room for a pool/spa.Conveniently located near shopping, dining, hiking, biking, recreation, and major commuter routes, and served by the Poway Unified School District, this home offers a rare combination of privacy, versatility, and central San Diego convenience.

Mortgage Calculator

Est. Monthly Payment

$8,253

Principal & Interest$6,574
Property Tax$1,300
Insurance$379
%($260,000)
%

Location

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Investment Score

7D
Est. Monthly Rent
$4,584
Monthly Cashflow

Rent − PITIA

$-3,669
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,806

Mortgage (P+I)
$6,574
Cap Rate
0.71%
Cash-on-Cash
-26.80%
DSCR

Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$12,124

NOI (Annual)
$9,208
Price-to-Rent

Lower = better for investors

23.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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