9607 Misty Meadow Lane
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9607 Misty Meadow Lane

Dbottom 20%

Escondido, CA 92026

$2,845,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$16,163/mo full cashflow at 20% down, 7.36% rate.

Works at $730,055 (74% under asking); even all cash loses money at asking.

Rent $7,603/mo from 7 leases of 4–6 bed houses in 92026 ($6,345–$7,212).

Beds

5

Baths

5.5

Sqft

4,500

Year Built

2026

Days on Market

309

Property Type

Single Family

HOA/mo

$275

MLS ID

NDP2600185

This property is in Escondido (92026). Browse neighborhood analytics →

Virtual Tour

About This Property

**LIVE ON TOP OF THE WORLD**NEW CONSTRUCTION**MULTI-GENERATIONAL LIVING Seller Offering a $50,000 Credit To Be Used However Buyer Chooses. Buy down interest rate or reduce price. Unprecedented privacy and ocean views. Located in the exclusive gate guarded community of Rimrock Estates. This 4500+ s.f. home is designed to capture sweeping views of the Hyatt Vacation Club and Golf Course as well as Catalina Island. It has 5 bedrooms with 5-1/2 baths, it is dual level use the ELEVATOR to have ease of access between levels. It can live as two complete homes for multi-generational living or accommodate your family. Three bedrooms on the main level all with their own bathrooms and baloneys. Livingroom, dining and kitchen have open floor plan with large outdoor living space with amazing views. Main level also has an office and laundry room. Lower level has its own entrance, two bedrooms with their own bathrooms, full kitchen and laundry room. Its own large outdoor patio area again with fantastic views. The lanai will surprise you! New construction. Overlooks the Hyatt Vacation Club and Golf Course. Home has fully paid solar with a Powerwall 3 in the garage. Call to schedule a showing appointment today, you will fall in love.

Mortgage Calculator

Est. Monthly Payment

$19,646

Principal & Interest$15,697
Property Tax$2,845
Insurance$830
HOA$275
%($569,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Lilac · grades K-5 · Valley Center-Pauma Unified

  • Middle

    Valley Center Middle · grades 6-8 · Valley Center-Pauma Unified

  • High

    Valley Center High · grades 9-12 · Valley Center-Pauma Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$7,603

7 leases of 4–6 bed houses in 92026 · $6,345–$7,212

Blended 50/50 with a property-level estimate

A property-level estimate runs more than 25% above what comparable homes leased for ($6,620). Treat this rent with extra care.

Monthly Cashflow

Rent − PITIA

-$12,044
Full Cashflow

Incl. vacancy, PM, maint, capex

-$16,163

What would make this work?

$16,163/mo short at 20% down; +$20,991/mo rent closes it.

Break-even price

74% under asking

$730,055
Break-even rent

$20,991/mo above the estimate

$28,594/mo
Cashflow at 35% down
−$13,220/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$15,697
Cap Rate
-0.04%
Cash-on-Cash
-34.09%
DSCR

Need ≥ 1.25 for DSCR loan

0.39

NOI (Annual)
-$1,036
Price-to-Rent

Lower = better for investors

31.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$16,163/mo