9604 Misty Meadow Lane
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9604 Misty Meadow Lane

Ctop 80%

Escondido, CA 92026

$1,895,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$9,536/mo full cashflow at 20% down, 7.36% rate.

Works at $647,212 (66% under asking), or at 93% down.

Rent $6,781/mo from 6 leases of 4-bed houses in 92026 ($6,450–$7,180).

Beds

4

Baths

5

Sqft

4,788

Year Built

1992

Days on Market

87

Property Type

Single Family

HOA/mo

$275

MLS ID

260020165SD

This property is in Escondido (92026). Browse neighborhood analytics →

Virtual Tour

About This Property

9604 Misty Meadow Lane is quite the remarkable home nestled within the prestigious guard-gated community of Rimrock Estates. Positioned at the end of a private cul-de-sac on one of the community’s most coveted streets, this 2+ acre property offers an extraordinary combination of privacy, scale, and panoramic views. Perched atop the mountain and overlooking the Hyatt Vacation Club at The Welk, this home captures sweeping vistas that truly must be experienced in person. Soaring ceilings, expansive windows, and abundant natural light create a dramatic yet inviting interior, while two generously sized balconies—off the primary suite and living room—provide the perfect vantage point to take in spectacular sunsets and the surrounding landscape. Downstairs, a beautifully appointed fitness lounge creates a private wellness retreat, complete with top-tier equipment, an impeccable atmosphere, and the same unobstructed views found throughout the property. Thoroughly and tastefully updated throughout, this exceptional residence offers refined living, unparalleled privacy, and a setting that is truly one of a kind.

Mortgage Calculator

Est. Monthly Payment

$13,178

Principal & Interest$10,455
Property Tax$1,895
Insurance$553
HOA$275
%($379,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Lilac · grades K-5 · Valley Center-Pauma Unified

  • Middle

    Valley Center Middle · grades 6-8 · Valley Center-Pauma Unified

  • High

    Valley Center High · grades 9-12 · Valley Center-Pauma Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

8C
Est. Monthly Rent
$6,781

6 leases of 4-bed houses in 92026 · $6,450–$7,180

Monthly Cashflow

Rent − PITIA

-$6,397
Full Cashflow

Incl. vacancy, PM, maint, capex

-$9,536

What would make this work?

$9,536/mo short at 20% down; 93% down or +$12,384/mo rent closes it.

Break-even price

66% under asking

$647,212
Break-even rent

$12,384/mo above the estimate

$19,165/mo
Cashflow at 35% down
−$7,576/mo
Down payment to break even

$1,762,350 cash

93%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$10,455
Cap Rate
0.80%
Cash-on-Cash
-30.19%
DSCR

Need ≥ 1.25 for DSCR loan

0.51

NOI (Annual)
$15,099
Price-to-Rent

Lower = better for investors

23.3

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$9,536/mo