8423 Christopher Ridge Terrace
Ctop 80%4S Ranch, CA 92127Neighborhood: Del Sur
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 14, 2026.
No unit in this 55-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$6,480/mo full cashflow at 20% down, 7.36% rate.
Works at $351,162 (71% under asking), or at 99% down.
Rent $4,212/mo from 13 leases of 2–4 bed condos & townhomes within 2 mi ($3,705–$7,267).
Beds
3
Baths
2.5
Sqft
1,643
Year Built
2010
Days on Market
0
Property Type
Townhouse
HOA/mo
$560
MLS ID
NDP2610140
This property is in 4S Ranch (92127). View neighborhood stats →
About This Property
Perfectly situated in Del Sur, this Mandolin home with expansive fully fenced back yard and views of a neighborhood park is a rare find. The formal entry opens to the great room complete with fireplace and is open to the granite kitchen with island and breakfast area. Bamboo stairs and flooring upstairs is the primary ensuite with large balcony capturing the verdant backyard and community park views. The two additional bedrooms, one currently used as a craft room, and full bath are nearby. Completing this exceptional townhome is a security system, tankless water heater, water purifier, is Alexa ready and has a two car attached garage with private driveway. Located near the community center, shopping, restaurants and top rated Poway schools, this is true family living at its finest! The ideal location within a coveted community containing several pools, 2 dog parks, adult only lap pools, hot tubs, playgrounds, community park with skate park, tennis courts, hiking paths and community activities and more.
Mortgage Calculator
Est. Monthly Payment
$8,724
Location
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Zoned Schools
Elementary
Del Sur Elementary · grades K-5 · Poway Unified
Middle
Oak Valley Middle · grades 6-8 · Poway Unified
High
Del Norte High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,212
Comp Average
$4,217
16750 Coyote Bush Drive
3bd / 3ba · 1,688 sqft · Townhouse
$899K
Est. $4,317/mo
16750 Coyote Bush Drive
3bd / 3ba · 1,688 sqft · Townhouse
$929K
Est. $4,460/mo
16750 Coyote Bush Dr.
3bd / 3ba · 1,688 sqft · Townhouse
$925K
Est. $4,317/mo
16918 Vasquez Way
3bd / 3.5ba · 1,498 sqft · Townhouse
$880K
Est. $3,956/mo
10417 Whitcomb Way
3bd / 2.5ba · 1,642 sqft · Townhouse
$999K
Est. $4,035/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
13 leases of 2–4 bed condos & townhomes within 2 mi · $3,705–$7,267
Blended 50/50 with the zip's market median ($4,219)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,480/mo short at 20% down; 99% down or +$8,416/mo rent closes it.
- Break-even price
- $351,162
- Break-even rent
- $12,628/mo
- Cashflow at 35% down
- −$5,240/mo
- Down payment to break even
- 99%
- Rate to break even
- Not reachable
71% under asking
$8,416/mo above the estimate
$1,187,010 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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