10417 Whitcomb Way #101
Ctop 80%4S Ranch, CA 92127Neighborhood: 4S Ranch
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$4,804/mo full cashflow at 20% down, 7.36% rate.
Works at $370,194 (63% under asking), or at 90% down.
Rent $4,169/mo from 12 leases of 2–4 bed condos & townhomes within 0.5 mi ($3,808–$4,221).
Beds
3
Baths
2.5
Sqft
1,642
Year Built
2006
Days on Market
0
Property Type
Townhouse
HOA/mo
$381
MLS ID
260026563SD
This property is in 4S Ranch (92127). View neighborhood stats →
About This Property
Gorgeous corner-unit townhome offering 3 bdrms, 2.5 baths, plus a loft & 1,642 sq. ft. of living space! Corner lot allows the added appeal of a spacious, gated front porch. The interior has been freshly painted and thoughtfully updated w/new bathroom vanities, faucets & shower heads, modern light fixtures, new screens & blinds and stunning hardwood floors throughout much of the home. An added bonus is the rarely found range hood with ductwork that vents directly to the exterior of the home. East Facing! PUSD Professional photos to be posted Nov 12th! Beautifully appointed home in the highly desirable Ravenna community! Pride of ownership shines throughout, with thoughtful updates that make a difference. The kitchen tile and spacious outdoor patio tile have recently been professionally sealed, while the seller has also taken care of key improvements, incl a new garage door motor & water heater. The kitchen is sure to impress with gorgeous granite countertops, SS appliances, custom backsplash and rarely found range hood with ductwork that vents directly to the exterior of the home. Other upgrades incl beautiful wood flooring throughout the second level and much of the first floor. New carpet installed on the stairs. Enjoy convenient proximity to award-winning Poway Unified schools, shopping, restaurants, parks, and freeway access. A wonderful opportunity to enjoy comfort, convenience, and a home that has been lovingly maintained!
Mortgage Calculator
Est. Monthly Payment
$7,182
Location
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Zoned Schools
Elementary
Monterey Ridge Elementary · grades K-5 · Poway Unified
Middle
Oak Valley Middle · grades 6-8 · Poway Unified
High
Del Norte High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,169
Comp Average
$4,234
16750 Coyote Bush Drive
3bd / 3ba · 1,688 sqft · Townhouse
$899K
Est. $4,380/mo
16750 Coyote Bush Drive
3bd / 3ba · 1,688 sqft · Townhouse
$929K
Est. $4,489/mo
16750 Coyote Bush Dr.
3bd / 3ba · 1,688 sqft · Townhouse
$925K
Est. $4,380/mo
16918 Vasquez Way
3bd / 3.5ba · 1,498 sqft · Townhouse
$880K
Est. $3,977/mo
17007 Camino Marcilla
3bd / 2.5ba · 1,578 sqft · Condo
$924K
Est. $3,945/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 2–4 bed condos & townhomes within 0.5 mi · $3,808–$4,221
Blended 50/50 with the zip's market median ($4,344)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,804/mo short at 20% down; 90% down or +$6,239/mo rent closes it.
- Break-even price
- $370,194
- Break-even rent
- $10,408/mo
- Cashflow at 35% down
- −$3,771/mo
- Down payment to break even
- 90%
- Rate to break even
- Not reachable
63% under asking
$6,239/mo above the estimate
$898,999 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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