Short-term rental rules in the City of San Diego

Open

Whole-home short-term rentals need a Tier 3 license (Tier 4 in Mission Beach), one license per person, used at least 90 days a year.

Verified Oct 20, 2026 · confidence high · rules change, so confirm with the city before you buy.

Homes for sale on parcels in the City of San Diego today

2,204 active listings

  • 2,179 STR-eligible
  • 25 STR closed

Homes for sale on the MLS (no land, rentals or 55+ communities), by the status of each home's parcel under these rules. Updated daily.

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The rules

Who may host
A natural person 18 or older, one whole-home license in the city. An LLC cannot hold it; its managing member can.
Where
Citywide outside Mission Beach (Tier 3). Mission Beach is Tier 4, capped at 30% of its homes, full with a waitlist.
Minimum stay
2 nights
Occupancy tax (TOT)
Paid by the guest, by zone (Measure C):
  • 11.75%Zone 1: north of SR-56, and south of SR-54
  • 12.75%Zone 2: most of the city, beaches included
  • 13.75%Zone 3: downtown
Cap
Capped, room left. Tier 3: 1% of the city's housing units outside Mission Beach, 4,859 issued and 802 left. Tier 4: 30% of Mission Beach's units, 1,099 issued, none left, 113 on the waitlist. (as of Oct 9, 2026)
When the home sells
Doesn't transfer: the buyer applies for a new permit.
Mid-term
A stay of a full calendar month or longer (check-in day to the same day next month) is outside the short-term rules and TOT.
Also
  • A Tier 3 or 4 home must be rented at least 90 days a year, with quarterly reports.
  • Fees: a $41 application and a $1,129 license, every two years.
  • Mission Beach means the Mission Beach Community Planning Area (City Clerk map OO-21305).
  • Licenses are not transferable: a buyer applies again, and may do so during escrow.
  • Licenses in the Coastal Overlay Zone sunset on 2030-01-01 unless the city extends them (SDMC §510.0112).
  • ADUs permitted after 2017-10-15 cannot be used.
  • License and TOT numbers must appear on every ad.

HOA

An HOA may ban rentals of 30 days or less (Civ. Code §4741). A city permit doesn't override the CC&Rs.

One license per person

Whether you can hold a license depends on you, not only the home: the city issues one whole-home license per person, and an LLC can't hold it.

Sources

Verified Oct 20, 2026 · confidence high. This is a summary, not legal advice.