6729 Broadway
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6729 Broadway

Atop 10%

San Diego, CA 92114

$675,000
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

8 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$2,371/mo full cashflow at 20% down, 7.36% rate.

Works at $364,789 (46% under asking), or at 71% down.

Rent $3,620/mo from 12 leases of 3-bed houses within 2 mi ($3,326–$3,671).

Beds

3

Baths

2

Sqft

1,210

Year Built

1945

Days on Market

114

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2605495

This property is in San Diego (92114). Browse neighborhood analytics →

Virtual Tour

About This Property

Nestled in the hills of Encanto Heights, this inviting 3-bedroom, 2-bath home offers a comfortable blend of style, functionality, and indoor-outdoor living. The thoughtfully designed layout features quartz countertops, luxury vinyl plank flooring, stainless steel appliances, and abundant natural light throughout. French doors create a seamless connection to the spacious outdoor areas, providing the perfect setting for relaxing or entertaining guests. With central A/C for year-round comfort and a location that offers both convenience and neighborhood charm, this home is ready to be enjoyed.

Mortgage Calculator

Est. Monthly Payment

$4,596

Principal & Interest$3,724
Property Tax$675
Insurance$197
%($135,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Encanto Elementary · grades PK-5 · San Diego Unified

  • Middle

    Millennial Tech Middle · grades 6-8 · San Diego Unified

  • High

    Lincoln High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

56A
Est. Monthly Rent
$3,620

12 leases of 3-bed houses within 2 mi · $3,326–$3,671

Blended 50/50 with the zip's market median ($3,794)

Monthly Cashflow

Rent − PITIA

-$976
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,371

What would make this work?

$2,371/mo short at 20% down; 71% down or +$3,080/mo rent closes it.

Break-even price

46% under asking

$364,789
Break-even rent

$3,080/mo above the estimate

$6,700/mo
Cashflow at 35% down
−$1,673/mo
Down payment to break even

$479,250 cash

71%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,724
Cap Rate
2.73%
Cash-on-Cash
-21.08%
DSCR

Need ≥ 1.25 for DSCR loan

0.79

NOI (Annual)
$18,407
Price-to-Rent

Lower = better for investors

15.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,371/mo