285 Parkbrook Place
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285 Parkbrook Place

Ctop 80%

San Diego, CA 92114

$779,900
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

2 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$3,259/mo full cashflow at 20% down, 7.36% rate.

Works at $353,360 (55% under asking), or at 81% down.

Rent $3,507/mo from 16 leases of 3-bed houses within 2 mi ($3,350–$3,723).

Beds

3

Baths

2

Sqft

1,231

Year Built

1971

Days on Market

113

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2605541

This property is in San Diego (92114). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to this 3-bedroom, 2-bathroom home offering 1,231 sq. ft. of comfortable living space on a generous 6,186 sq. ft. lot. This home features a functional floor plan and an expansive backyard with endless possibilities for outdoor living, entertaining, gardening, or future expansion. The oversized backyard offers excellent potential for an ADU (Accessory Dwelling Unit), creating an opportunity for additional living space or rental income (buyer to verify with the City of San Diego).

Mortgage Calculator

Est. Monthly Payment

$5,310

Principal & Interest$4,303
Property Tax$780
Insurance$227
%($155,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Freese Elementary · grades K-5 · San Diego Unified

  • Middle

    Bell Middle · grades 6-8 · San Diego Unified

  • High

    Morse High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

36C
Est. Monthly Rent
$3,507

16 leases of 3-bed houses within 2 mi · $3,350–$3,723

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,803
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,259

What would make this work?

$3,259/mo short at 20% down; 81% down or +$4,233/mo rent closes it.

Break-even price

55% under asking

$353,360
Break-even rent

$4,233/mo above the estimate

$7,740/mo
Cashflow at 35% down
−$2,453/mo
Down payment to break even

$631,719 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,303
Cap Rate
1.88%
Cash-on-Cash
-25.07%
DSCR

Need ≥ 1.25 for DSCR loan

0.66

NOI (Annual)
$14,627
Price-to-Rent

Lower = better for investors

18.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,259/mo