451 Billow Dr

451 Billow Dr

Btop 30%

San Diego, CA 92114

$749,900
NEW — 1d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

3 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$2,937/mo full cashflow at 20% down, 7.36% rate.

Works at $365,595 (51% under asking), or at 77% down.

Rent $3,629/mo from 15 leases of 3-bed houses within 2 mi ($3,311–$3,650).

Beds

3

Baths

2

Sqft

1,202

Year Built

1954

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2608399

This property is in San Diego (92114). Browse neighborhood analytics →

About This Property

Welcome to 451 Billow! Fully remodeled, move-in ready, and offering something you don't come across every day: space to make it your own. Inside, you'll find a thoughtfully updated home with a fresh, modern feel and a massive kitchen island that brings everything together. Whether you're hosting friends, spending time with family, or just enjoying a quiet night in, this home was made for everyday living. But what really sets this property apart is what's outside. A spacious backyard is just the beginning. Beyond that, an oversized secondary yard offers a blank canvas for whatever you've been dreaming up. An ADU? A pool? Your own backyard oasis? The space is there, and the possibilities are yours to explore. Add in a central location that keeps you close to shopping, dining, freeways, and everything San Diego has to offer, and you've got a home that checks the boxes today while leaving plenty of room for tomorrow. **Turnkey living, room to grow, and the freedom to make it yours. Welcome home.**

Mortgage Calculator

Est. Monthly Payment

$5,106

Principal & Interest$4,137
Property Tax$750
Insurance$219
%($149,980)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Freese Elementary · grades K-5 · San Diego Unified

  • Middle

    Bell Middle · grades 6-8 · San Diego Unified

  • High

    Morse High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

44B
Est. Monthly Rent
$3,629

15 leases of 3-bed houses within 2 mi · $3,311–$3,650

Blended 50/50 with the zip's market median ($3,794)

Monthly Cashflow

Rent − PITIA

-$1,477
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,937

What would make this work?

$2,937/mo short at 20% down; 77% down or +$3,814/mo rent closes it.

Break-even price

51% under asking

$365,595
Break-even rent

$3,814/mo above the estimate

$7,443/mo
Cashflow at 35% down
−$2,161/mo
Down payment to break even

$577,423 cash

77%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,137
Cap Rate
2.21%
Cash-on-Cash
-23.50%
DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)
$16,584
Price-to-Rent

Lower = better for investors

17.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
BCashflow−$2,937/mo