5562 Division
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5562 Division

Btop 30%

San Diego, CA 92114

$714,900
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

8 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$2,668/mo full cashflow at 20% down, 7.36% rate.

Works at $365,805 (49% under asking), or at 75% down.

Rent $3,631/mo from 10 leases of 2–4 bed houses within 1 mi ($3,240–$3,655).

Beds

3

Baths

1.5

Sqft

1,204

Year Built

1960

Days on Market

62

Property Type

Single Family

HOA/mo

N/A

MLS ID

260022271SD

This property is in San Diego (92114). Browse neighborhood analytics →

Virtual Tour

About This Property

Seller to entertain offers between $684,900 - $714,900. This is an awesome 3 bed / 1.5 bath house waiting for someone to call it home! Located near Nye Elementary School which is rated 9 on a 10 scale with GreatSchools dot Net! This home has a freshly painted interior, newer garage door, newer roof and new luxury vinyl plank installed. View of the city and the Coronado bridge from the backyard, making a great backdrop for weekend BBQs with friends! Move-in ready - clean, but ready for some TLC touches!

Mortgage Calculator

Est. Monthly Payment

$4,868

Principal & Interest$3,944
Property Tax$715
Insurance$209
%($142,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Nye Elementary · grades K-5 · San Diego Unified

  • Middle

    Knox Middle · grades 6-8 · San Diego Unified

  • High

    Lincoln High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

49B
Est. Monthly Rent
$3,631

10 leases of 2–4 bed houses within 1 mi · $3,240–$3,655

Blended 50/50 with the zip's market median ($3,794)

Monthly Cashflow

Rent − PITIA

-$1,237
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,668

What would make this work?

$2,668/mo short at 20% down; 75% down or +$3,465/mo rent closes it.

Break-even price

49% under asking

$365,805
Break-even rent

$3,465/mo above the estimate

$7,096/mo
Cashflow at 35% down
−$1,928/mo
Down payment to break even

$536,175 cash

75%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,944
Cap Rate
2.45%
Cash-on-Cash
-22.39%
DSCR

Need ≥ 1.25 for DSCR loan

0.75

NOI (Annual)
$17,493
Price-to-Rent

Lower = better for investors

16.4

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,668/mo