
7450 Jamacha Road
Atop 10%San Diego, CA 92114
One license per person in San Diego: whether you can hold it depends on you, not only the home.
3 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$2,557/mo full cashflow at 20% down, 7.36% rate.
Works at $414,392 (45% under asking), or at 70% down.
Rent $4,113/mo from 11 leases of 3-bed houses within 2 mi ($3,573–$3,879).
Beds
3
Baths
2
Sqft
1,310
Year Built
1950
Days on Market
83
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2606412
This property is in San Diego (92114). Browse neighborhood analytics →
About This Property
Welcome to this beautifully maintained single-story home offering 3 bedrooms and 2 bathrooms, a warm, inviting atmosphere, and a thoughtfully designed floor plan. The spacious primary bedroom features a walk-in closet and private bathroom. At the heart of the home is a beautiful, ample kitchen, updated approximately 5 years ago, featuring generous cabinetry, a center island, double oven, and 5 year old fine appliances. The open-concept design flows seamlessly into the spacious family room, creating a wonderful setting for everyday living and entertaining. Attractive vinyl flooring adds style and easy maintenance throughout. Major improvements include NEW plumbing through out the WHOLE house completed in 2026, a central HVAC system approximately 3 years old, and exterior Cool Coat, designed to provide long-lasting protection and significantly reduce future painting needs for the next 20 years. Adding even more value, the property features solar panels with a fixed monthly fee, offering the benefits of solar energy and more predictable energy expenses. This energy-conscious feature provides an attractive combination of modern efficiency, convenience, and potential long-term savings. Step outside to a large, beautifully landscaped backyard with a great entertaining patio, offering plenty of space for gatherings, relaxing, and enjoying the outdoors. The home also features ADA-friendly elements, including ramp access and accessible bathroom accommodations Cozy, comfortable, and exceptionally well cared for, this property is situated in a quiet and pleasant neighborhood with a great central location, providing convenient access to nearby freeways for an easier commute. With its inviting layout, valuable improvements, spacious backyard, and convenient location, this home is ready to welcome its next owner.
Mortgage Calculator
Est. Monthly Payment
$5,100
Location
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Zoned Schools
Elementary
Audubon K-8 · grades K-8 · San Diego Unified
Middle
Bell Middle · grades 6-8 · San Diego Unified
High
Morse High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,113
Comp Average
$3,577
648 51 Street
3bd / 2ba · 1,300 sqft · Single Family
$550K
Est. $3,307/mo
7021 Madrone Ave
3bd / 2ba · 1,378 sqft · Single Family
$770K
Est. $3,837/mo
451 Billow Dr
3bd / 2ba · 1,202 sqft · Single Family
$750K
Est. $3,629/mo
7121 Skyline Dr
3bd / 2ba · 1,274 sqft · Single Family
$760K
Est. $3,622/mo
5606 Mchugh Street
3bd / 2.5ba · 1,351 sqft · Single Family
$765K
Est. $3,492/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 3-bed houses within 2 mi · $3,573–$3,879
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,557/mo short at 20% down; 70% down or +$3,320/mo rent closes it.
- Break-even price
- $414,392
- Break-even rent
- $7,433/mo
- Cashflow at 35% down
- −$1,782/mo
- Down payment to break even
- 70%
- Rate to break even
- Not reachable
45% under asking
$3,320/mo above the estimate
$524,300 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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