
652 Irene Road
Ctop 80%Oceanside, CA 92057Neighborhood: North Valley
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,568/mo full cashflow at 20% down, 7.36% rate.
Works at $383,038 (55% under asking), or at 81% down.
Rent $3,802/mo from 16 leases of 4-bed houses within 1 mi ($3,440–$3,830).
Beds
4
Baths
2
Sqft
1,441
Year Built
1986
Days on Market
65
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2608378
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
BIG LOT. BIG UPGRADES. MOVE-IN READY! Welcome to 652 Irene Rd, an updated Oceanside home where the big-ticket improvements have already been done. Step inside to soaring vaulted ceilings, a bright and freshly painted interior, and a spacious kitchen featuring beautiful cherry wood cabinetry. Recent upgrades include a NEW ROOF within the last 2 years, FULLY OWNED SOLAR, brand-new triple- and double-pane windows and doors, and new mini-split systems for efficient year-round comfort. Outside, the expansive lot gives you the space that's becoming harder and harder to find—room to entertain, garden, relax, and create the backyard you've been dreaming of. Even better, enjoy your own backyard harvest with 2 avocado trees, 2 pomegranate trees, plus guava, orange, kumquat, and lemon trees! A freshly painted exterior completes the home's clean, refreshed look. Love an active lifestyle? Melba Bishop Recreation Center is just around the corner, featuring sports and recreation amenities along with an impressive 11 pickleball courts! With its oversized lot, vaulted ceilings, fully owned solar, extensive energy-efficient upgrades, abundant fruit trees, and convenient Oceanside location, this home checks boxes that are tough to find all in one property. Come see why 652 Irene Rd deserves a spot at the TOP of your must-see list!
Mortgage Calculator
Est. Monthly Payment
$5,788
Location
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Zoned Schools
Elementary
Del Rio Elementary · grades K-5 · Oceanside Unified
Middle
Cesar Chavez Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,802
Comp Average
$3,915
305 Trunks
3bd / 2ba · 1,352 sqft · Single Family
$750K
Est. $3,663/mo
4593 Mardi Gras
4bd / 2.5ba · 1,666 sqft · Single Family
$870K
Est. $4,301/mo
374 Via Metates
4bd / 2ba · 1,629 sqft · Single Family
$888K
Est. $4,209/mo
5612 Old Ranch Road
3bd / 2ba · 1,344 sqft · Single Family
$825K
Est. $3,580/mo
4025 Ivey Vista Way
3bd / 2.5ba · 1,438 sqft · Single Family
$850K
Est. $3,822/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
16 leases of 4-bed houses within 1 mi · $3,440–$3,830
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,568/mo short at 20% down; 81% down or +$4,634/mo rent closes it.
- Break-even price
- $383,038
- Break-even rent
- $8,436/mo
- Cashflow at 35% down
- −$2,689/mo
- Down payment to break even
- 81%
- Rate to break even
- Not reachable
55% under asking
$4,634/mo above the estimate
$688,499 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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