
4025 Ivey Vista Way
Ctop 80%Oceanside, CA 92057Neighborhood: Ivey Ranch & Rancho Del Oro
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,778/mo full cashflow at 20% down, 7.36% rate.
Works at $355,611 (58% under asking), or at 85% down.
Rent $3,822/mo from 11 leases of 2–4 bed houses within 1 mi, same school area ($3,634–$3,832).
Beds
3
Baths
2.5
Sqft
1,438
Year Built
1999
Days on Market
51
Property Type
Single Family
HOA/mo
$225
MLS ID
260023128SD
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Rare Canyon-Rim Retreat in Exclusive Ivey Ridge. Discover a rare opportunity in the gated community of Ivey Ridge. Located at 4025 Ivey Vista Way, this exceptional 3-bedroom, 2.5-bath home occupies a select outer-perimeter lot, offering privacy, natural beauty, and modern updates. Unlike interior homes facing neighboring residences, this property enjoys an outward-facing orientation overlooking protected canyon space. The living areas and primary suite capture serene natural views and a wonderful sense of openness. The location benefits from a natural ocean-breeze corridor, where refreshing coastal air flows through the canyon and elevated terrain, helping keep the home cool and potentially reducing reliance on air conditioning during warmer months. The canyon creates a unique connection to nature, with native birds and local wildlife frequently visible from the patio and living spaces. Enjoy a peaceful setting that feels worlds away from neighboring homes. The interior has been beautifully refreshed with new quartz countertops, stylish kitchen backsplash, updated light fixtures, modern mirrors, and additional improvements. Spacious living areas open to the outdoor patio, ideal for relaxing or entertaining against panoramic canyon views. Approximately five miles from the coast, this elevated setting combines coastal air, privacy, nature, and convenient proximity to the ocean. Within a gated enclave of just 127 residential parcels, this is a truly uncommon opportunity to own one of Ivey Ridge’s rare outward-facing canyon locations.
Mortgage Calculator
Est. Monthly Payment
$6,013
Location
Loading map...
Zoned Schools
Elementary
Ivey Ranch Elementary · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,822
Comp Average
$3,749
305 Trunks
3bd / 2ba · 1,352 sqft · Single Family
$750K
Est. $3,663/mo
1683 Bronco
3bd / 2.5ba · 1,543 sqft · Single Family
$765K
Est. $3,939/mo
652 Irene Road
4bd / 2ba · 1,441 sqft · Single Family
$850K
Est. $3,802/mo
4724 Ventana Way
3bd / 2.5ba · 1,532 sqft · Single Family
$835K
Est. $3,762/mo
5612 Old Ranch Road
3bd / 2ba · 1,344 sqft · Single Family
$825K
Est. $3,580/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
11 leases of 2–4 bed houses within 1 mi, same school area · $3,634–$3,832
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,778/mo short at 20% down; 85% down or +$4,907/mo rent closes it.
- Break-even price
- $355,611
- Break-even rent
- $8,729/mo
- Cashflow at 35% down
- −$2,899/mo
- Down payment to break even
- 85%
- Rate to break even
- Not reachable
58% under asking
$4,907/mo above the estimate
$722,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator