374 Via Metates
Ctop 80%Oceanside, CA 92057Neighborhood: Guajome
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,695/mo full cashflow at 20% down, 7.36% rate.
Works at $404,450 (54% under asking), or at 81% down.
Rent $4,209/mo from 9 leases of 4-bed houses within 1 mi ($3,722–$4,531).
Beds
4
Baths
2
Sqft
1,629
Year Built
1988
Days on Market
51
Property Type
Single Family
HOA/mo
$150
MLS ID
PW26206775
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Great value and an exceptional location highlight this single-story 4-bedroom, 2-bath home situated on a spacious cul-de-sac lot. The expansive backyard offers endless possibilities, including room for a pool, ADU, garden, or additional outdoor entertainment amenities. Perched on a bluff with no homes directly behind, the property enjoys added privacy and a peaceful setting. Inside, soaring cathedral ceilings and abundant natural light create a bright, open atmosphere. The kitchen flows seamlessly into the family room, providing an ideal space for everyday living, dining, and entertaining. A secondary bedroom located off the living room offers flexibility as a home office, den, or guest room. A unique feature of the home is the oversized utility room adjacent to the garage, providing laundry facilities along with valuable extra storage space. Located in a highly desirable neighborhood with convenient access to shopping and Highway 76, this home offers an easy drive to the coast and some of Southern California's most popular beaches.
Mortgage Calculator
Est. Monthly Payment
$6,196
Location
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Zoned Schools
Elementary
Alamosa Park Elementary · grades K-5 · Vista Unified
Middle
Roosevelt Middle · grades 6-8 · Vista Unified
High
Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,209
Comp Average
$4,204
4518 Big Sur St
4bd / 3ba · 1,710 sqft · Single Family
$740K
Est. $4,526/mo
4593 Mardi Gras
4bd / 2.5ba · 1,666 sqft · Single Family
$870K
Est. $4,301/mo
652 Irene Road
4bd / 2ba · 1,441 sqft · Single Family
$850K
Est. $3,802/mo
929 Goleta St.
4bd / 3ba · 1,710 sqft · Single Family
$940K
Est. $4,272/mo
5569 Old Ranch Rd.
4bd / 3ba · 1,764 sqft · Single Family
$975K
Est. $4,119/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
9 leases of 4-bed houses within 1 mi · $3,722–$4,531
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,695/mo short at 20% down; 81% down or +$4,799/mo rent closes it.
- Break-even price
- $404,450
- Break-even rent
- $9,008/mo
- Cashflow at 35% down
- −$2,777/mo
- Down payment to break even
- 81%
- Rate to break even
- Not reachable
54% under asking
$4,799/mo above the estimate
$719,280 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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