305 Trunks

Btop 30%

Oceanside, CA 92057Neighborhood: North Valley

$750,000

NEW — 0d

STR closed · inland Oceanside

1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$2,911/mo full cashflow at 20% down, 7.36% rate.

Works at $369,021 (51% under asking), or at 77% down.

Rent $3,663/mo from 9 leases of 3-bed houses within 2 mi ($3,452–$3,600).

Beds

Baths

Sqft

1,352

Year Built

1989

Days on Market

Property Type

Single Family

HOA/mo

N/A

MLS ID

SW26242447

This property is in Oceanside (92057). Browse neighborhood analytics →

About This Property

Incredible opportunity to own a home on corner lot with gated RV parking and full hook ups. Low, low tax rate, Solar and no HOA dues really keep this home affordable. Lots of nice updates already, and still room to gain more equity by completing some minor cosmetic projects! Enter to the beautiful living room with fireplace and high vaulted ceilings, which really make this home airy and light. Kitchen and living rooms each have their own sliding glass door exits to the covered back patio and spacious back yard. Kitchen has plenty of cabinet and counter space to work in. 3 spacious bedrooms and 2 bathrooms, including remodeled primary bath. Primary bedroom has dual closets with mirrored doors. Solar will save you thousands/year on electric bills! Home is near parks, schools, shopping and with easy freeway access for commuters. EV charging included. A great home that won't break your budget.

Mortgage Calculator

Est. Monthly Payment

$5,107

Principal & Interest$4,138

Property Tax$750

Insurance$219

Down Payment

%($150,000)

Interest Rate

Loan Term

Location

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Zoned Schools

Elementary
Libby Elementary · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$3,663

Comp Average

$3,674

4753 Calle Estrella

3bd / 2ba · 1,245 sqft · Single Family

$674K

Est. $3,554/mo

1683 Bronco

3bd / 2.5ba · 1,543 sqft · Single Family

$765K

Est. $3,939/mo

5612 Old Ranch Road

3bd / 2ba · 1,344 sqft · Single Family

$825K

Est. $3,580/mo

4025 Ivey Vista Way

3bd / 2.5ba · 1,438 sqft · Single Family

$850K

Est. $3,822/mo

722 Isidore Street

3bd / 2ba · 1,210 sqft · Single Family

$848K

Est. $3,473/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

44B

Est. Monthly Rent

$3,663

9 leases of 3-bed houses within 2 mi · $3,452–$3,600

Blended 50/50 with the zip's market median ($3,786)

Monthly Cashflow

Rent − PITIA

-$1,444

Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,911

What would make this work?

$2,911/mo short at 20% down; 77% down or +$3,781/mo rent closes it.

Break-even price: $369,021
Break-even rent: $7,444/mo
Cashflow at 35% down: −$2,136/mo
Down payment to break even: 77%
Rate to break even: Not reachable

Mortgage (P+I)

$4,138

Cap Rate

2.26%

Cash-on-Cash

-23.29%

DSCR

Need ≥ 1.25 for DSCR loan

0.72

NOI (Annual)

$16,916

Price-to-Rent

Lower = better for investors

17.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,911/mo