6337 Caminito Del Pastel
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6337 Caminito Del Pastel

Ctop 80%

San Diego, CA 92111

$975,000
STR: check · no permits in this complex · TOT 12.75%

12 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 14-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$4,470/mo full cashflow at 20% down, 7.36% rate.

Works at $390,007 (60% under asking), or at 87% down.

Rent $4,501/mo from 9 leases of 3-bed condos & townhomes within 1 mi, same school area ($4,101–$5,079).

Beds

3

Baths

3

Sqft

1,431

Year Built

1986

Days on Market

107

Property Type

Townhouse

HOA/mo

$485

MLS ID

260018392SD

This property is in San Diego (92111). Browse neighborhood analytics →

Virtual Tour

About This Property

Perched above the University of San Diego, this spacious 3 bed, 3 full bath home offers room to spread out plus the privacy of your own back patio — ideal for morning coffee or evening dinners and BBQ's outside. Three full bathrooms make this a rare find for the area, well-suited to roommates, families, or anyone who values extra space. A full bedroom and bathroom on the ground floor provides lots of comfort and wonderful flexible living options. Incredibly remodeled recently throughout with modern cabinets, stone counters, new appliance package and fresh, clean bathrooms! The community offers a sparkling pool and hot tub, giving you resort-style amenities right outside your door. Enjoy this bucolic setting with several walking trails adjacent to the community. Located in Linda Vista, you're close to USD, Mission Valley shopping and dining, and quick freeway access for an easy commute anywhere in San Diego. Only minutes to several wonderful beaches Comfortable, private, and move-in ready — a great opportunity in a convenient, well-connected location.

Mortgage Calculator

Est. Monthly Payment

$7,124

Principal & Interest$5,379
Property Tax$975
Insurance$284
HOA$485
%($195,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Carson Elementary · grades PK-5 · San Diego Unified

  • Middle

    Montgomery Middle · grades 6-8 · San Diego Unified

  • High

    Kearny Digital Media & Design · grades 9-12 · San Diego Unified

    or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified

    or Kearny College Connections · grades 9-12 · San Diego Unified

    or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified

    Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

19C
Est. Monthly Rent
$4,501

9 leases of 3-bed condos & townhomes within 1 mi, same school area · $4,101–$5,079

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,622
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,470

What would make this work?

$4,470/mo short at 20% down; 87% down or +$5,805/mo rent closes it.

Break-even price

60% under asking

$390,007
Break-even rent

$5,805/mo above the estimate

$10,306/mo
Cashflow at 35% down
−$3,461/mo
Down payment to break even

$848,250 cash

87%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,379
Cap Rate
1.40%
Cash-on-Cash
-27.51%
DSCR

Need ≥ 1.25 for DSCR loan

0.63

NOI (Annual)
$13,612
Price-to-Rent

Lower = better for investors

18.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,470/mo