
6131 Rancho Mission Road #116
Atop 10%San Diego, CA 92108
4 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 6, 2026.
No unit in this 63-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,434/mo full cashflow at 20% down, 7.43% rate.
Works at $143,254 (57% under asking), or at 83% down.
Rent $2,111/mo from 8 leases of 1-bed condos & townhomes within 0.5 mi ($2,042–$2,085).
Beds
1
Baths
1
Sqft
680
Year Built
1979
Days on Market
0
Property Type
Condo
HOA/mo
$525
MLS ID
NDP2610056
This property is in San Diego (92108). View neighborhood stats →
About This Property
Enjoy a connected San Diego lifestyle where entertainment, dining, coffee, fitness, and everyday conveniences are all close to home. This ground-floor residence at Mission Verde puts you within walking distance of Snapdragon Stadium, local breweries, coffee shops, restaurants, and more—all while offering the ease of low-maintenance condo living in a central San Diego location. Inside, a comfortable main living area brings the kitchen, dining, and living spaces together for everyday living and entertaining. Step directly outside to your private patio for morning coffee, fresh air, or easy access to the community’s resort-style amenities. The location is where this home really stands out. Catch concerts, sporting events, and game days at Snapdragon Stadium without the usual drive and parking hassle, with multiple breweries, coffee shops, restaurants, fitness options, and everyday conveniences within about a 10-minute walk. Trolley and freeway access also make it easy to reach North Park, Fashion Valley, downtown San Diego, and the coast. At home, Mission Verde offers swimming pools, spas, tennis and basketball courts, and landscaped common areas that extend your living experience beyond the front door. For eligible buyers, there’s an additional financial advantage: the opportunity to assume the home’s exceptional 2.75% VA loan, potentially providing substantial monthly and long-term savings compared with today’s typical mortgage rates. With walkable access to entertainment, dining, coffee, and fitness, convenient connections throughout San Diego, low-maintenance living, community amenities, and a rare financing opportunity for eligible buyers, Unit 116 offers a compelling combination of location, lifestyle, and value.
Mortgage Calculator
Est. Monthly Payment
$2,785
Location
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Zoned Schools
Elementary
Foster Elementary · grades K-5 · San Diego Unified
or Juarez Elementary · grades K-5 · San Diego Unified
Choice area: the district lets families here pick either school.
Middle
Lewis Middle · grades 6-8 · San Diego Unified
or Taft Middle · grades 6-8 · San Diego Unified
Choice area: the district lets families here pick either school.
High
Kearny Digital Media & Design · grades 9-12 · San Diego Unified
or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified
or Kearny College Connections · grades 9-12 · San Diego Unified
or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified
or Henry High · grades 9-12 · San Diego Unified
Choice area: the district lets families here pick either school.
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,111
Comp Average
$2,180
6202 Friars Rd
1bd / 1ba · 661 sqft · Condo
$339K
Est. $2,227/mo
6202 Friars Road
1bd / 1ba · 650 sqft · Condo
$328K
Est. $2,176/mo
1615 Hotel Circle S
1bd / 1ba · 700 sqft · Condo
$365K
Est. $2,297/mo
6255 Rancho Mission Rd.
1bd / 1ba · 667 sqft · Condo
$365K
Est. $2,101/mo
6255 Rancho Mission Road
1bd / 1ba · 667 sqft · Condo
$366K
Est. $2,101/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 1-bed condos & townhomes within 0.5 mi · $2,042–$2,085
Blended 50/50 with the zip's market median ($2,159)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,434/mo short at 20% down; 83% down or +$1,862/mo rent closes it.
- Break-even price
- $143,254
- Break-even rent
- $3,973/mo
- Cashflow at 35% down
- −$1,090/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
57% under asking
$1,862/mo above the estimate
$273,900 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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