5681 Cullen Crest
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5681 Cullen Crest

C

Carmel Valley, CA 92130

$1,850,000
NEW — 1d

Soft Appraisal Value: $1,809,500 · 2.2% above estimate

Beds

3

Baths

2.5

Sqft

2,007

Year Built

2007

Days on Market

1

Property Type

Single Family

HOA/mo

$200

MLS ID

260014013SD

This property is in Carmel Valley (92130). View neighborhood stats →

About This Property

Welcome to 5681 Cullen Crest Trail, an exceptional home in one of Carmel Valley’s most coveted neighborhoods, Arabella. Ideally located near top-rated schools, including Canyon Crest Academy, and just minutes from shopping, dining, and entertainment at Pacific Highlands Ranch Village, this residence offers the perfect blend of comfort, convenience, and modern efficiency. Thoughtfully upgraded throughout, the home features owned solar panels operating under the highly desirable NEM 2.0 program, helping maximize long-term energy savings. Recent improvements include new carpet, a new HVAC system (2023), a tankless water heater (2025), and a 200-amp main electrical panel, providing enhanced efficiency and capacity for today’s lifestyle. A dedicated 100-amp subpanel further enhances the home’s electrical infrastructure, offering the ability to conveniently charge two electric vehicles simultaneously. The well-designed floor plan includes a desirable butler’s pantry, providing additional storage and prep space ideal for entertaining. The garage is equipped with a quiet-operation garage door system, adding everyday convenience and functionality. With its prime Carmel Valley location, valuable energy-efficient upgrades, EV-ready electrical capacity, and proximity to award-winning schools and community amenities, this is a rare opportunity to enjoy the best of coastal North County living.

Mortgage Calculator

Est. Monthly Payment

$11,944

Principal & Interest$9,355
Property Tax$1,850
Insurance$540
HOA$200
%($370,000)
%

Location

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Investment Score

5D
Est. Monthly Rent
$6,298
Monthly Cashflow

Rent − PITIA

$-5,647
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,637

Mortgage (P+I)
$9,355
Cap Rate
0.47%
Cash-on-Cash
-28.01%
DSCR

Need ≥ 1.25 for DSCR loan

0.53
Break-even Rent
$17,515

NOI (Annual)
$8,614
Price-to-Rent

Lower = better for investors

24.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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