12534 Caminito Mira
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12534 Caminito Mira

D

Carmel Valley, CA 92130

$1,229,000

Beds

3

Baths

3

Sqft

1,310

Year Built

1989

Days on Market

57

Property Type

Townhouse

HOA/mo

$509

MLS ID

NDP2502687

This property is in Carmel Valley (92130). View neighborhood stats →

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About This Property

Exceptional Opportunity in Sunstream, Carmel Valley Discover the perfect blend of potential and location in the highly desirable Sunstream community of Carmel Valley. This 3-bedroom townhome model rarely comes available and often are owned for decades. This home is in one of the premiere locations in Sunstream and enjoys a large southern exposure filling the home with light. The low winter sun creates a solarium effect and the home can often be 10-15 degrees warmer than outside. In the summer the home benefits from the comfort of shade and coastal breezes. Highlights You’ll Love: Prime Location: Situated in one of San Diego’s most sought-after neighborhoods, this home offers unparalleled access to top-rated schools, upscale shopping, premier dining, and beautiful parks. Nestled next to a quiet cul-de-sac and a serene greenbelt, its peaceful setting enhances the property’s charm. Sun-Kissed Orientation: Featuring a coveted south/southwest-facing orientation, the home is filled with natural light, creating a bright and welcoming atmosphere. Gleaming hardwood floors in the living room enhance the sunlight’s effect, making the space feel warm and inviting. Recent Updates include removal popcorn ceiling, resurfaced/retextured, entire interior painted, recessed LED lighting in all rooms, switches/outlets. This model includes a full bath and bedroom on the ground floor which is ideal for a home office or family members/guests that may prefer to be on the ground level. Endless Potential: This home is ready for your creative touch. Transform it into a modern retreat with finishes and upgrades that reflect your personal taste and lifestyle. Resort-Style Amenities: As a resident of Sunstream, you’ll enjoy access to two resort-inspired pools, a spa, sauna, fitness center, tennis courts, and meticulously maintained common areas—perfect for a lifestyle of relaxation and leisure. Functional Design: The open-concept layout ensures seamless transitions between living spaces, while the private patio is ideal for outdoor dining or quiet evenings. An attached two-car garage offers added convenience and storage options. This townhome combines a prime location, untapped potential, and access to exceptional community amenities.

Mortgage Calculator

Est. Monthly Payment

$8,311

Principal & Interest$6,214
Property Tax$1,229
Insurance$358
HOA$509
%($245,800)
%

Location

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Investment Score

5D
Est. Monthly Rent
$4,670
Monthly Cashflow

Rent − PITIA

$-3,640
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,739

Mortgage (P+I)
$6,214
Cap Rate
0.46%
Cash-on-Cash
-28.02%
DSCR

Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$12,123

NOI (Annual)
$5,709
Price-to-Rent

Lower = better for investors

21.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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