4984 Ocean View Boulevard
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4984 Ocean View Boulevard

Btop 30%

San Diego, CA 92113

$725,900
STR: check · HOA rules unknown · TOT 12.75%

15 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 13, 2026.

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$3,066/mo full cashflow at 20% down, 7.36% rate.

Works at $324,671 (55% under asking), or at 82% down.

Rent $3,463/mo from 10 leases of 2–4 bed houses within 1 mi ($3,498–$3,779).

Beds

3

Baths

2.5

Sqft

1,420

Year Built

2026

Days on Market

103

Property Type

Single Family

HOA/mo

$185

MLS ID

PTP2605828

This property is in San Diego (92113). Browse neighborhood analytics →

Virtual Tour

About This Property

Brand-new construction at Ocean View Terrace in San Diego's Diamond District. This 3-bedroom, 2.5-bath home is ideally positioned near the end of the community, offering convenient access to the community exit, mailboxes and picnic area, plus a fully fenced private pocket yard for easy, low-maintenance outdoor living. Inside, the open-concept main living level features a spacious kitchen with a large center island flowing into the living and dining areas. Contemporary finishes, abundant natural light and energy-efficient features complement the home's clean, modern design. The primary suite includes a private balcony, walk-in closet and en-suite bath. Additional highlights include a two-car garage, fully paid solar, energy-efficient mini-split heating and cooling, low HOA fees and a 10-year builder warranty. Conveniently located with access to Downtown San Diego, major freeways, Naval Base San Diego and employment centers throughout the region. Builder credits may be available for qualified buyers. Visit the Ocean View Terrace model homes or contact the listing agent for current showing information, financing options and available buyer incentives.

Mortgage Calculator

Est. Monthly Payment

$5,128

Principal & Interest$4,005
Property Tax$726
Insurance$212
HOA$185
%($145,180)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Porter Elementary · grades PK-6 · San Diego Unified

  • Middle

    Knox Middle · grades 6-8 · San Diego Unified

  • High

    Lincoln High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

38B
Est. Monthly Rent
$3,463

10 leases of 2–4 bed houses within 1 mi · $3,498–$3,779

Blended 50/50 with the zip's market median ($3,385)

Monthly Cashflow

Rent − PITIA

-$1,665
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,066

What would make this work?

$3,066/mo short at 20% down; 82% down or +$3,982/mo rent closes it.

Break-even price

55% under asking

$324,671
Break-even rent

$3,982/mo above the estimate

$7,445/mo
Cashflow at 35% down
−$2,315/mo
Down payment to break even

$595,238 cash

82%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,005
Cap Rate
1.84%
Cash-on-Cash
-25.34%
DSCR

Need ≥ 1.25 for DSCR loan

0.68

NOI (Annual)
$13,342
Price-to-Rent

Lower = better for investors

17.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,066/mo