4964 Ocean View Blvd.
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4964 Ocean View Blvd.

Btop 30%

San Diego, CA 92113

$729,900
STR: check · HOA rules unknown · TOT 12.75%

15 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 13, 2026.

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$3,070/mo full cashflow at 20% down, 7.36% rate.

Works at $328,136 (55% under asking), or at 81% down.

Rent $3,499/mo from 10 leases of 2–4 bed houses within 1 mi ($3,570–$3,856).

Beds

3

Baths

3

Sqft

1,479

Year Built

2025

Days on Market

66

Property Type

Single Family

HOA/mo

$186.25

MLS ID

260021941SD

This property is in San Diego (92113). Browse neighborhood analytics →

Virtual Tour

About This Property

NEW CONSTRUCTION NOT A CONDO SFD TOWNHOME STYLE (DETACHED PUD). THREE FULL BEDROOMS AND THREE FULL BATHS, TWO CAR GARAGE WITH PAID FOR SOLAR. LOTS OF LIGHT, SOARING CEILINGS, MODERN LAYOUT THAT IS SPACIOUS AND EFFICIENT. Plan 1, in a central SD area. Close to 805, 5, 15, 94 and 125 freeways. Close to downtown and many other activities and attractions with the trolley very close. Modern lighting and amenities as well as mini split for AC and heating. No Mello Roos, BUILDER WILL WORK WILL BUYERS AND HELP WITH CLOSING COSTS. This is the one you have been waiting for:) Paid for solar, with an extra room in the foyer which makes a nice office or playroom. plenty of storage.

Mortgage Calculator

Est. Monthly Payment

$5,156

Principal & Interest$4,027
Property Tax$730
Insurance$213
HOA$186
%($145,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Porter Elementary · grades PK-6 · San Diego Unified

  • Middle

    Knox Middle · grades 6-8 · San Diego Unified

  • High

    Lincoln High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

38B
Est. Monthly Rent
$3,499

10 leases of 2–4 bed houses within 1 mi · $3,570–$3,856

Blended 50/50 with the zip's market median ($3,385)

Monthly Cashflow

Rent − PITIA

-$1,657
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,070

What would make this work?

$3,070/mo short at 20% down; 81% down or +$3,987/mo rent closes it.

Break-even price

55% under asking

$328,136
Break-even rent

$3,987/mo above the estimate

$7,486/mo
Cashflow at 35% down
−$2,315/mo
Down payment to break even

$591,219 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,027
Cap Rate
1.86%
Cash-on-Cash
-25.24%
DSCR

Need ≥ 1.25 for DSCR loan

0.68

NOI (Annual)
$13,581
Price-to-Rent

Lower = better for investors

17.4

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
BCashflow−$3,070/mo