4966 Ocean View Boulevard
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4966 Ocean View Boulevard

Btop 30%

San Diego, CA 92113

$729,900
STR: check · HOA rules unknown · TOT 12.75%

15 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 13, 2026.

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$3,069/mo full cashflow at 20% down, 7.36% rate.

Works at $328,306 (55% under asking), or at 81% down.

Rent $3,499/mo from 10 leases of 2–4 bed houses within 1 mi ($3,570–$3,856).

Beds

3

Baths

3

Sqft

1,479

Year Built

2026

Days on Market

60

Property Type

Single Family

HOA/mo

$185

MLS ID

PTP2606939

This property is in San Diego (92113). Browse neighborhood analytics →

Virtual Tour

About This Property

Brand-new construction! This highly desirable detached PUD townhome showcases striking contemporary architecture and an open, thoughtfully designed three-story floor plan. Expansive windows throughout the home fill the living spaces with natural light, creating a bright, airy atmosphere that enhances everyday living. Featuring 3 bedrooms, 3 bathrooms, an attached two-car garage, paid solar, and low HOA dues, this home combines modern design with practical comfort. Contemporary finishes, quartz countertops, modern lighting, and an energy-efficient mini-split heating and air conditioning system complete this beautifully designed residence. Ideally located in San Diego's Diamond District with convenient access to I-805, I-5, SR-15, SR-94, and SR-125, this home is approximately 4 miles from Naval Base San Diego, making it an excellent option for military personnel, first-time buyers, and anyone seeking a centrally located new-construction home with easy access to Downtown San Diego and destinations throughout the county. Builder credits may be available for qualified buyers. Visit the model home during weekend sales hours to learn about available financing programs, preferred lender incentives, and current builder credits. Contact the listing agent for details.

Mortgage Calculator

Est. Monthly Payment

$5,155

Principal & Interest$4,027
Property Tax$730
Insurance$213
HOA$185
%($145,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Porter Elementary · grades PK-6 · San Diego Unified

  • Middle

    Knox Middle · grades 6-8 · San Diego Unified

  • High

    Lincoln High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

38B
Est. Monthly Rent
$3,499

10 leases of 2–4 bed houses within 1 mi · $3,570–$3,856

Blended 50/50 with the zip's market median ($3,385)

Monthly Cashflow

Rent − PITIA

-$1,656
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,069

What would make this work?

$3,069/mo short at 20% down; 81% down or +$3,986/mo rent closes it.

Break-even price

55% under asking

$328,306
Break-even rent

$3,986/mo above the estimate

$7,485/mo
Cashflow at 35% down
−$2,314/mo
Down payment to break even

$591,219 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,027
Cap Rate
1.86%
Cash-on-Cash
-25.23%
DSCR

Need ≥ 1.25 for DSCR loan

0.68

NOI (Annual)
$13,596
Price-to-Rent

Lower = better for investors

17.4

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,069/mo