4958 Ocean View Boulevard
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4958 Ocean View Boulevard

Atop 10%

San Diego, CA 92113

$579,000
STR: check · HOA rules unknown · TOT 12.75%

17 licensed short-term rentals within ½ mile (7 whole home), from the cities' license and permit lists of Nov 13, 2026.

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$1,916/mo full cashflow at 20% down, 7.36% rate.

Works at $328,306 (43% under asking), or at 68% down.

Rent $3,499/mo from 10 leases of 2–4 bed houses within 1 mi ($3,570–$3,856).

Beds

3

Baths

3

Sqft

1,479

Year Built

2026

Days on Market

283

Property Type

Single Family

HOA/mo

$185

MLS ID

PTP2600841

This property is in San Diego (92113). Browse neighborhood analytics →

Virtual Tour

About This Property

This BRAND NEW detached PUD townhome offers a thoughtfully designed 3-bedroom, 3-bathroom layout with a two-car garage and modern finishes throughout. The home features ductless mini-split heating and cooling, energy-efficient systems, and paid solar, creating a comfortable and low-maintenance living space. The floor plan is functional and well-balanced, with bright interiors, contemporary lighting, and quality construction details. Designed for everyday living, the home provides both privacy and flexibility within a well-planned residential setting. This property is part of the City of San Diego Inclusionary Affordable Housing Program and is available to qualified buyers only. Income limits, resale restrictions, and owner-occupancy requirements apply. Buyer eligibility and program approval are required before purchase. Located near downtown San Diego with convenient access to freeways, shopping, dining, and local amenities, this is an opportunity to own new construction at an attainable price point.

Mortgage Calculator

Est. Monthly Payment

$4,127

Principal & Interest$3,194
Property Tax$579
Insurance$169
HOA$185
%($115,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Porter Elementary · grades PK-6 · San Diego Unified

  • Middle

    Knox Middle · grades 6-8 · San Diego Unified

  • High

    Lincoln High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

64A
Est. Monthly Rent
$3,499

10 leases of 2–4 bed houses within 1 mi · $3,570–$3,856

Blended 50/50 with the zip's market median ($3,385)

Monthly Cashflow

Rent − PITIA

-$628
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,916

What would make this work?

$1,916/mo short at 20% down; 68% down or +$2,488/mo rent closes it.

Break-even price

43% under asking

$328,306
Break-even rent

$2,488/mo above the estimate

$5,987/mo
Cashflow at 35% down
−$1,317/mo
Down payment to break even

$393,720 cash

68%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,194
Cap Rate
3.01%
Cash-on-Cash
-19.85%
DSCR

Need ≥ 1.25 for DSCR loan

0.85

NOI (Annual)
$17,444
Price-to-Rent

Lower = better for investors

13.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,916/mo