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4724 Ventana Way

Ctop 80%

Oceanside, CA 92057Neighborhood: Ivey Ranch & Rancho Del Oro

$835,000

STR closed · inland Oceanside

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$3,596/mo full cashflow at 20% down, 7.36% rate.

Works at $364,563 (56% under asking), or at 83% down.

Rent $3,762/mo from 19 leases of 2–4 bed houses within 1 mi ($3,639–$4,039).

Beds

Baths

2.5

Sqft

1,532

Year Built

2001

Days on Market

Property Type

Single Family

HOA/mo

$111

MLS ID

260022755SD

This property is in Oceanside (92057). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to 4724 Ventana Way, a move-in ready, light and bright home nestled in the desirable Rancho Del Oro community of Oceanside. Souring vaulted ceilings and abundant natural light create an open feeling throughout the main living areas, while a cozy fireplace adds warmth and character. The spacious floor plan offers 3 bedrooms and 2.5 baths, including a generous primary suite with vaulted ceilings and walk-in closet. The kitchen opens to the dining area and features a brand new dishwasher. Sliding doors lead to the private backyard, creating an easy flow for indoor-outdoor living. Enjoy a large patio with plenty of room for dining, entertaining, gardening or simply relaxing outdoors. An attached two car garage adds everyday convenience. Ideally located near the Rancho Del Oro Community Park, shopping, dining and everyday amenities, this inviting home offers a wonderful combination of space, comfort and location.

Mortgage Calculator

Est. Monthly Payment

$5,796

Principal & Interest$4,607

Property Tax$835

Insurance$244

HOA$111

Down Payment

%($167,000)

Interest Rate

Loan Term

Location

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Zoned Schools

Elementary
Nichols Elementary · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$3,762

Comp Average

$3,812

4925 Siesta Drive

3bd / 2ba · 1,496 sqft · Single Family

$740K

Est. $4,056/mo

1683 Bronco

3bd / 2.5ba · 1,543 sqft · Single Family

$765K

Est. $3,939/mo

305 Trunks

3bd / 2ba · 1,352 sqft · Single Family

$750K

Est. $3,663/mo

5612 Old Ranch Road

3bd / 2ba · 1,344 sqft · Single Family

$825K

Est. $3,580/mo

4025 Ivey Vista Way

3bd / 2.5ba · 1,438 sqft · Single Family

$850K

Est. $3,822/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

31C

Est. Monthly Rent

$3,762

19 leases of 2–4 bed houses within 1 mi · $3,639–$4,039

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,035

Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,596

What would make this work?

$3,596/mo short at 20% down; 83% down or +$4,670/mo rent closes it.

Break-even price: $364,563
Break-even rent: $8,432/mo
Cashflow at 35% down: −$2,732/mo
Down payment to break even: 83%
Rate to break even: Not reachable

Mortgage (P+I)

$4,607

Cap Rate

1.72%

Cash-on-Cash

-25.84%

DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)

$14,388

Price-to-Rent

Lower = better for investors

18.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,596/mo