4525 Vista St.
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4525 Vista St.

D

San Diego, CA 92116

$1,795,000

Soft Appraisal Value: $1,746,900 · 2.8% above estimate

Beds

3

Baths

3

Sqft

2,102

Year Built

1930

Days on Market

52

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007409SD

This property is in San Diego (92116). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this beautifully updated Kensington home, where timeless character meets modern convenience. Thoughtfully renovated throughout, the home features stunning hardwood floors, a bright and open layout, and a designer kitchen complete with sleek cabinetry, quartz countertops, and stainless steel appliances—perfect for both everyday living and entertaining. The living and dining spaces flow effortlessly, creating a warm and inviting atmosphere, while the updated finishes bring a fresh, contemporary feel to every room. The bathrooms have been tastefully redesigned offering a spa-like experience. A standout feature of the property is the versatile bonus space created from the converted garage. Above, a private guest unit provides excellent flexibility for extended family or visitors. Situated in one of Kensington’s most desirable pockets, this home is just moments from the vibrant restaurants, coffee shops, and boutiques along Adams Avenue, offering the perfect blend of neighborhood charm and urban accessibility. This is a rare opportunity to own a turnkey property in a highly sought-after location with added versatility.

Mortgage Calculator

Est. Monthly Payment

$11,395

Principal & Interest$9,076
Property Tax$1,795
Insurance$524
%($359,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$6,153
Monthly Cashflow

Rent − PITIA

$-5,242
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,154

Mortgage (P+I)
$9,076
Cap Rate
0.62%
Cash-on-Cash
-27.25%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$16,742

NOI (Annual)
$11,076
Price-to-Rent

Lower = better for investors

24.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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