1 / 20

3430 Monroe Ave

San Diego, CA 92116

$1,175,000

Soft Appraisal Value: $1,165,200 · 0.8% above estimate

Beds

Baths

Sqft

2,100

Year Built

1928

Days on Market

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003400SD

This property is in San Diego (92116). View neighborhood stats →

About This Property

Classic Normal Heights charm meets modern comfort. This light-filled 3BR/2BA sits steps from cafes, parks, and the University Heights/Normal Heights corridor. An inviting front porch opens to a spacious living/dining combo with updated windows and recessed lighting. The remodeled kitchen features stone countertops, stainless appliances, and ample storage. Three comfortable bedrooms, two refreshed baths, a family room, additional bonus room, and a laundry room to maximize everyday convenience. Outdoors, enjoy a private, low-maintenance yard for alfresco dining and pets. 3 car private off-street parking, and excellent walkability. Live the urban San Diego lifestyle minutes to Adams Ave, breweries, and the beach highways. Note: ADU conversion possibilities, Offered at $1,175.000 Buyer to verify all before close; broker/agent does not guarantee.

Mortgage Calculator

Est. Monthly Payment

$7,459

Principal & Interest$5,941

Property Tax$1,175

Insurance$343

Down Payment

%($235,000)

Interest Rate

Loan Term

Location

Loading map...

Comparable Properties

5 comps found

This Property

$5,305

Comp Average

$3,101

4561 Bancroft

2bd / 2ba · 800 sqft · Single Family

$949K

Est. $3,429/mo

4473 30th St

2bd / 2.5ba · 1,296 sqft · Condo

$995K

Est. $3,842/mo

4672 Kansas Street

2bd / 2ba · 850 sqft · Condo

$800K

Est. $2,841/mo

2520 Madison Ave

2bd / 1ba · 669 sqft · Single Family

$850K

Est. $2,724/mo

4730 Oregon St

2bd / 1ba · 660 sqft · Single Family

$800K

Est. $2,669/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

Est. Monthly Rent

$5,305

Monthly Cashflow

Rent − PITIA

$-2,154

Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,354

Mortgage (P+I)

$5,941

Cap Rate

1.62%

Cash-on-Cash

-22.23%

DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.71

Break-even Rent

$10,959

NOI (Annual)

$19,052

Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert Analysis Open Full Calculator