3430 Monroe Ave San Diego

3430 Monroe Ave San Diego

D

, CA 92116

$1,175,000

Beds

3

Baths

2

Sqft

2,100

Year Built

1928

Days on Market

19

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003400SD

View on MLS

Description

Classic Normal Heights charm meets modern comfort. This light-filled 3BR/2BA sits steps from cafes, parks, and the University Heights/Normal Heights corridor. An inviting front porch opens to a spacious living/dining combo with updated windows and recessed lighting. The remodeled kitchen features stone countertops, stainless appliances, and ample storage. Three comfortable bedrooms, two refreshed baths, a family room, additional bonus room, and a laundry room to maximize everyday convenience. Outdoors, enjoy a private, low-maintenance yard for alfresco dining and pets. 3 car private off-street parking, and excellent walkability. Live the urban San Diego lifestyle minutes to Adams Ave, breweries, and the beach highways. Note: ADU conversion possibilities, Offered at $1,175.000 Buyer to verify all before close; broker/agent does not guarantee.

Mortgage Calculator

Est. Monthly Payment

$7,459

Principal & Interest$5,941
Property Tax$1,175
Insurance$343
%($235,000)
%

Investment Score

4D
Est. Monthly Rent

Market Rent Estimate

$4,153
Monthly Cashflow

Rent − PITI − HOA

$-3,306
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,241

Mortgage (P+I)
$5,941
Cap Rate
0.72%
Cash-on-Cash
-16.88%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$7,459

NOI (Annual)
$8,408
Price-to-Rent

Lower = better for investors

23.6

* Defaults: 20% down, 6.5% rate, 30yr.

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