3756 Promontory St
Ctop 80%San Diego, CA 92109
One license per person in San Diego: whether you can hold it depends on you, not only the home.
202 licensed short-term rentals within ½ mile (168 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$10,895/mo full cashflow at 20% down, 7.36% rate.
Works at $669,352 (68% under asking), or at 96% down.
Rent $6,643/mo from 11 leases of 2–4 bed houses within 1 mi, same school area ($6,121–$7,917).
Beds
3
Baths
2
Sqft
1,613
Year Built
2000
Days on Market
46
Property Type
Single Family
HOA/mo
N/A
MLS ID
260023582SD
This property is in San Diego (92109). View neighborhood stats →
About This Property
Coastal living in the heart of Crown Point. Just blocks from San Diego Bay and the Bayside Walk, 3756 Promontory Street offers the space, lifestyle and location that make this neighborhood so sought after. Completely remodeled and expanded in 2006. This 3-bedroom, 2-bath, 1,613-square-foot home was thoughtfully transformed into a comfortable and inviting coastal retreat. The backyard, remodeled in 2015, extends the living space outdoors with a custom deck, built-in barbecue and fire feature—perfect for entertaining or relaxing after a day on the bay. A rare Crown Point advantage, the property offers up to four off-street parking spaces, along with fully paid solar and battery backup. The property is possibly zoned for two-unit use; buyer would need to verify zoning, development potential and allowable uses. From morning walks along the bay to evenings in your own backyard, this is an opportunity to enjoy the best of the Crown Point lifestyle—just blocks from the water, beaches, parks and miles of waterfront paths.
Mortgage Calculator
Est. Monthly Payment
$14,265
Location
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Zoned Schools
Elementary
Crown Point Elementary · grades PK-5 · San Diego Unified
Middle
Pacific Beach Middle · grades 6-8 · San Diego Unified
High
Mission Bay High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,643
Comp Average
$6,361
1414 Missouri Street
4bd / 2ba · 1,820 sqft · Single Family
$1.79M
Est. $7,271/mo
3951 Sequoia Street
3bd / 2.5ba · 1,792 sqft · Single Family
$2.00M
Est. $6,739/mo
5157 Foothill Blvd
3bd / 2ba · 1,388 sqft · Single Family
$2.10M
Est. $5,552/mo
749 Zanzibar Ct
3bd / 3ba · 1,544 sqft · Single Family
$2.75M
Est. $6,549/mo
818 Queenstown Court
3bd / 3ba · 1,354 sqft · Single Family
$2.19M
Est. $5,692/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 2–4 bed houses within 1 mi, same school area · $6,121–$7,917
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$10,895/mo short at 20% down; 96% down or +$14,150/mo rent closes it.
- Break-even price
- $669,352
- Break-even rent
- $20,793/mo
- Cashflow at 35% down
- −$8,728/mo
- Down payment to break even
- 96%
- Rate to break even
- Not reachable
68% under asking
$14,150/mo above the estimate
$2,011,200 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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