1414 Missouri Street

Ctop 80%

San Diego, CA 92109

$1,795,000

NEW — 0d

STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

201 licensed short-term rentals within ½ mile (134 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$8,120/mo full cashflow at 20% down, 7.36% rate.

Works at $732,553 (59% under asking), or at 86% down.

Rent $7,271/mo from 21 leases of 3–5 bed houses within 1 mi ($6,276–$8,005).

Beds

Baths

Sqft

1,820

Year Built

1951

Days on Market

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2608333

This property is in San Diego (92109). View neighborhood stats →

Virtual Tour

About This Property

Opportunity awaits in this well-maintained home, first time on the market since its construction in 1951!!! Offering four bedrooms, two full bathrooms, a living room, a family room, and approximately 1,820 square feet of living space, the home is ready for someone to bring their vision to life and create a truly special forever home. The full-size lot (6,300 sq ft) and spacious patio provide plenty of room for entertaining, gardening or simply relaxing in the sunshine while enjoying the cool ocean breeze. It includes a large detached two-car garage with hookup and alley/RV access (current zoning is R1:7). Located just seven and a half blocks from the beach, three blocks from shops and restaurants along Garnet Ave (and Mr. Frosty!!). Close to top-rated schools, and a short walk from the heart of Pacific Beach, this home offers the perfect balance of peace and privacy with easy access to everything PB has to offer.

Mortgage Calculator

Est. Monthly Payment

$12,222

Principal & Interest$9,903

Property Tax$1,795

Insurance$524

Down Payment

%($359,000)

Interest Rate

Loan Term

Location

Loading map...

Zoned Schools

Elementary
Pacific Beach Elementary · grades PK-5 · San Diego Unified
Middle
Pacific Beach Middle · grades 6-8 · San Diego Unified
High
Mission Bay High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$7,271

Comp Average

$6,637

3951 Sequoia Street

3bd / 2.5ba · 1,792 sqft · Single Family

$2.00M

Est. $6,739/mo

4985 Pacifica Dr

3bd / 2.5ba · 2,128 sqft · Single Family

$2.27M

Est. $7,300/mo

3756 Promontory St

3bd / 2ba · 1,613 sqft · Single Family

$2.10M

Est. $6,643/mo

2347 Geranium St

3bd / 3ba · 2,020 sqft · Single Family

$2.40M

Est. $6,953/mo

5157 Foothill Blvd

3bd / 2ba · 1,388 sqft · Single Family

$2.10M

Est. $5,552/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

14C

Est. Monthly Rent

$7,271

21 leases of 3–5 bed houses within 1 mi · $6,276–$8,005

Monthly Cashflow

Rent − PITIA

-$4,951

Full Cashflow

Incl. vacancy, PM, maint, capex

-$8,120

What would make this work?

$8,120/mo short at 20% down; 86% down or +$10,545/mo rent closes it.

Break-even price: $732,553
Break-even rent: $17,816/mo
Cashflow at 35% down: −$6,263/mo
Down payment to break even: 86%
Rate to break even: Not reachable

Mortgage (P+I)

$9,903

Cap Rate

1.44%

Cash-on-Cash

-27.14%

DSCR

Need ≥ 1.25 for DSCR loan

0.59

NOI (Annual)

$25,769

Price-to-Rent

Lower = better for investors

20.6

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator

CCashflow−$8,120/mo