
3755 Vista Campana #11
Atop 10%Oceanside, CA 92057Neighborhood: Oceana
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$1,916/mo full cashflow at 20% down, 7.36% rate.
Works at $264,256 (49% under asking), or at 74% down.
Rent $3,359/mo from 8 leases of 3-bed condos & townhomes within 2 mi ($3,065–$3,429).
Beds
3
Baths
2
Sqft
1,291
Year Built
1966
Days on Market
70
Property Type
Townhouse
HOA/mo
$567
MLS ID
260021459SD
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
No quick flip here-but renovated and move in ready. This end unit house has been made into a home over the past years...slowly, with care to the quality of materials, and safety of the home. In 3 Bedrooms+ yoga/craft/reading room and 2 baths within approx. 1,291 sq. ft.* you will enjoy all of this: Kitchen—new **CAFE brand gas range with six burners and a double oven. **CAFE brand Refrigerator: 23 cubic-foot, counter-depth model. **CAFE brand Dishwasher: Features an adjustable second rack and a removable third rack. **Sink: Undermounted with brand-new Kohler fixtures. **Microwave: Reliable Whirlpool unit. **Countertops: Premium quartzite stone. Climate & Ventilation/Air Conditioning: **3-Ton, multi zone, ductless mini split heat pump system, with three indoor units located in living room, main bedroom, and second bedroom. **.Attic & Venting: Fully serviced in 2024 with old ducting removed and proper venting installed for the hoods in the kitchen, microwave, and bathrooms. **Bathrooms equipped with new, quiet, and high-efficiency ventilation fans. Roof & LaundryRoof: Full re-roofing completed in 2024. Laundry: Washer and gas dryer are included. Oceana Community: 2 pools with spa, Pickleball court, community garden, dog park, Clubhouse with theater, library, craft rooms, gym, computer center, lapidary, wood shop, ceramics...and a golf course Just hang up your clothes-head out to explore living in this wonderful beach town where there are always new restaurants, shopping and cultural events to explore. Breath. Relax. Feel the ocean breeze. You are home.
Mortgage Calculator
Est. Monthly Payment
$4,074
Location
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Zoned Schools
Elementary
Pablo Tac School of the Arts · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,359
Comp Average
$3,206
3755 Vista Campana
2bd / 2ba · 1,274 sqft · Condo
$470K
Est. $3,166/mo
4467 Anne Sladon
3bd / 1.5ba · 1,160 sqft · Townhouse
$580K
Est. $2,902/mo
5531 Old Ranch Rd.
3bd / 2.5ba · 1,365 sqft · Townhouse
$670K
Est. $3,376/mo
1474 Rancho Rose Way
3bd / 2.5ba · 1,379 sqft · Townhouse
$659K
Est. $3,319/mo
5653 Tumbleweed Way
3bd / 2ba · 1,370 sqft · Townhouse
$700K
Est. $3,265/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
8 leases of 3-bed condos & townhomes within 2 mi · $3,065–$3,429
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,916/mo short at 20% down; 74% down or +$2,488/mo rent closes it.
- Break-even price
- $264,256
- Break-even rent
- $5,847/mo
- Cashflow at 35% down
- −$1,383/mo
- Down payment to break even
- 74%
- Rate to break even
- Not reachable
49% under asking
$2,488/mo above the estimate
$381,100 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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