5531 Old Ranch Rd. #49
Btop 30%Oceanside, CA 92057Neighborhood: Guajome
3 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$2,911/mo full cashflow at 20% down, 7.36% rate.
Works at $288,620 (57% under asking), or at 84% down.
Rent $3,376/mo from 12 leases of 2–4 bed condos & townhomes within 2 mi ($2,993–$3,451).
Beds
3
Baths
2.5
Sqft
1,365
Year Built
2007
Days on Market
78
Property Type
Townhouse
HOA/mo
$394
MLS ID
260020913SD
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
PRICED TO SELL!!! Welcome to this move-in-ready townhome situated on a premium lot with beautiful views of the community pool and park! Designed for comfortable indoor-outdoor living, this upgraded home features an expansive private patio plus a second-story balcony off the primary bedroom, creating the perfect spaces to relax or entertain. Inside, the thoughtfully upgraded kitchen showcases custom cabinetry, ample storage, and new appliances, while durable finishes and carefully selected updates create a fresh, modern feel throughout. The spacious living area features a custom built-in entertainment center, and a whole-house fan adds to the home's comfort and efficiency. Additional conveniences include an upstairs laundry closet with washer and dryer, a Murphy bed for flexible guest accommodations, and an attached two-car garage with EV charger. Enjoy the added benefit of a premium location within the community, with peaceful pool and park views and easy access to local parks, shopping, dining, and the beach. With its desirable setting, thoughtful upgrades, and move-in-ready condition, this townhome offers an exceptional opportunity to enjoy a comfortable coastal lifestyle.
Mortgage Calculator
Est. Monthly Payment
$4,953
Location
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Zoned Schools
Elementary
Mission Meadows Elementary · grades K-5 · Vista Unified
Middle
Roosevelt Middle · grades 6-8 · Vista Unified
High
Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,376
Comp Average
$3,300
5533 Old Ranch Rd
3bd / 2.5ba · 1,365 sqft · Condo
$629K
Est. $3,283/mo
1474 Rancho Rose Way
3bd / 2.5ba · 1,379 sqft · Townhouse
$659K
Est. $3,319/mo
5653 Tumbleweed Way
3bd / 2ba · 1,370 sqft · Townhouse
$700K
Est. $3,265/mo
1469 Rancho Rose Way
3bd / 2.5ba · 1,365 sqft · Condo
$679K
Est. $3,106/mo
5030 Gavilan Way
3bd / 2ba · 1,479 sqft · Townhouse
$750K
Est. $3,529/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
12 leases of 2–4 bed condos & townhomes within 2 mi · $2,993–$3,451
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,911/mo short at 20% down; 84% down or +$3,780/mo rent closes it.
- Break-even price
- $288,620
- Break-even rent
- $7,156/mo
- Cashflow at 35% down
- −$2,218/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
57% under asking
$3,780/mo above the estimate
$562,380 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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