3755 Vista Campana #42
Atop 10%Oceanside, CA 92057Neighborhood: Oceana
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$1,653/mo full cashflow at 20% down, 7.36% rate.
Works at $253,562 (46% under asking), or at 72% down.
Rent $3,166/mo from 16 leases of 2-bed condos & townhomes within 2 mi ($2,830–$3,411).
Beds
2
Baths
2
Sqft
1,274
Year Built
1966
Days on Market
142
Property Type
Condo
HOA/mo
$500
MLS ID
ND26137345
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
RARE OPPORTUNITY AWESOME VIEWS! Welcome to Oceana, one of North County& most desirable 55+ communities just minutes from the beach. This almost fully updated 2-bedroom, 2 bath home offers 1,028 and a BONUS ROOM, COPPER PLUMBING, with NEWER AIR CONDITIONER, electric water heater, NEWER ROOF, DOUBLE PANED WINDOWS, NEW WOOD PLANKED CERAMIC TILE THROUGHOUT . Awesome views to enjoy with PEEK A BOO OCEAN VIEW! and canyon view. Residents enjoy a low-maintenance lifestyle with amenities such as GOLF COURSE,HEATED POOL, SPA, PICKLEBALL, BILLARDS, CARD ROOM, and LIBRARY LOCATED AT THE CLUBHOUSE. Conveniently located near shopping, dining, GOLF COURSE, freeways and medical facilities. HOA includes water, sewer, trash, landscaping, basic cable. Art room, pottery classes, Yoga classes, woodworking room, card room, billiards, monthly events with music and dinner and so much more!
Mortgage Calculator
Est. Monthly Payment
$3,699
Location
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Zoned Schools
Elementary
Pablo Tac School of the Arts · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,166
Comp Average
$3,148
289 Stage Coach Rd
2bd / 2ba · 1,186 sqft · Condo
$449K
Est. $3,363/mo
3606 Vista Rey
2bd / 2ba · 1,177 sqft · Condo
$379K
Est. $3,057/mo
3606 Vista Rey
2bd / 2ba · 1,177 sqft · Condo
$399K
Est. $3,072/mo
718 Buena Tierra Way
2bd / 2.5ba · 1,210 sqft · Condo
$515K
Est. $3,102/mo
4240 Fiesta
2bd / 2.5ba · 1,224 sqft · Condo
$555K
Est. $3,146/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
16 leases of 2-bed condos & townhomes within 2 mi · $2,830–$3,411
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,653/mo short at 20% down; 72% down or +$2,147/mo rent closes it.
- Break-even price
- $253,562
- Break-even rent
- $5,313/mo
- Cashflow at 35% down
- −$1,167/mo
- Down payment to break even
- 72%
- Rate to break even
- Not reachable
46% under asking
$2,147/mo above the estimate
$338,328 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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