
5569 Old Ranch Rd.
Ctop 80%Oceanside, CA 92057Neighborhood: Guajome
2 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 6, 2026.
Pass at asking: -$4,196/mo full cashflow at 20% down, 7.43% rate.
Works at $428,611 (56% under asking), or at 82% down.
Rent $4,470/mo from 16 leases of 4-bed houses within 2 mi ($3,986–$4,432).
Beds
4
Baths
3
Sqft
1,764
Year Built
1988
Days on Market
2
Property Type
Single Family
HOA/mo
$150
MLS ID
260025152SD
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
First time on the market in 20 years. Beautifully updated and move in ready! This spacious 4 bedroom, 3 full bath home has been extensively renovated, offering modern finishes, thoughtful upgrades, and a peaceful setting. The versatile floor plan includes a bedroom and full bathroom on the main level, ideal for guests, multigenerational living, or a home office. Enjoy a new kitchen featuring updated cabinetry, new countertops and brand new appliances. The beautifully remodeled bathrooms feature new tile, showers, vanities, and countertops. New flooring throughout, and fresh interior as well as exterior paint. Other major improvements include updated plumbing, a new roof, new driveway, and a tankless water heater. The garage features a sleek epoxy coated floor and even a new door. The new extended deck and freshly landscaped yard create inviting spaces for outdoor enjoyment. Ideally situated next to a spacious grassy park with a playground and greenbelt, this home offers a quiet, peaceful atmosphere while remaining conveniently close to everyday amenities. Shopping, dining, entertainment, Sprouts, Walmart, and a movie theater are all less than a mile away. With so many major improvements already completed, this home offers the perfect combination of comfort, convenience, and peace of mind!
Mortgage Calculator
Est. Monthly Payment
$6,826
Location
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Zoned Schools
Elementary
Mission Meadows Elementary · grades K-5 · Vista Unified
Middle
Roosevelt Middle · grades 6-8 · Vista Unified
High
Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,470
Comp Average
$4,260
4518 Big Sur St
4bd / 3ba · 1,710 sqft · Single Family
$740K
Est. $4,469/mo
5001 Calle Arquero
4bd / 2ba · 1,790 sqft · Single Family
$885K
Est. $4,116/mo
929 Goleta St.
4bd / 3ba · 1,710 sqft · Single Family
$940K
Est. $4,272/mo
374 Via Metates
4bd / 2ba · 1,629 sqft · Single Family
$900K
Est. $4,209/mo
1184 Masterpiece Drive
4bd / 2ba · 1,901 sqft · Single Family
$969K
Est. $4,232/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
16 leases of 4-bed houses within 2 mi · $3,986–$4,432
Blended 50/50 with the zip's market median ($4,718)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,196/mo short at 20% down; 82% down or +$5,450/mo rent closes it.
- Break-even price
- $428,611
- Break-even rent
- $9,920/mo
- Cashflow at 35% down
- −$3,181/mo
- Down payment to break even
- 82%
- Rate to break even
- Not reachable
56% under asking
$5,450/mo above the estimate
$799,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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