929 Goleta St.
Ctop 80%Oceanside, CA 92057Neighborhood: North Valley
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Oct 31, 2026.
Pass at asking: -$3,915/mo full cashflow at 20% down, 7.49% rate.
Works at $432,474 (54% under asking), or at 80% down.
Rent $4,332/mo from 25 leases of 4-bed houses within 2 mi ($3,790–$4,132).
Beds
4
Baths
3
Sqft
1,710
Year Built
1986
Days on Market
—
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2609653
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Immaculate, totally upgraded. It is rare to find a four bedroom, three bath home with one of the bedrooms and baths is on the first floor. You'll enjoy a shangrila back yard with a view of the high hill or mountain separating the neighborhood from Camp Pendelton. The back has two sheds. There's a new roof, new plumbing, fairly new solar, new vinyl clad windows, hot water heater, furnace, microwave, dishwasher, disposal (all this is new). And new sprinkler system. IN the garage you'll find the controls. Also in the garage is a new filtration system. This property has been cared for. In the back there are lemon, lime, galle apple, and peach trees.
Mortgage Calculator
Est. Monthly Payment
$6,467
Location
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Zoned Schools
Elementary
Libby Elementary · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,332
Comp Average
$4,332
4518 Big Sur St
4bd / 3ba · 1,710 sqft · Single Family
$740K
Est. $4,492/mo
4593 Mardi Gras
4bd / 2.5ba · 1,666 sqft · Single Family
$870K
Est. $4,334/mo
5001 Calle Arquero
4bd / 2ba · 1,790 sqft · Single Family
$885K
Est. $4,082/mo
374 Via Metates
4bd / 2ba · 1,629 sqft · Single Family
$900K
Est. $4,209/mo
5329 Blackberry Way
3bd / 2.5ba · 1,804 sqft · Single Family
$997K
Est. $4,543/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
25 leases of 4-bed houses within 2 mi · $3,790–$4,132
Blended 50/50 with the zip's market median ($4,775)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,915/mo short at 20% down; 80% down or +$5,084/mo rent closes it.
- Break-even price
- $432,474
- Break-even rent
- $9,416/mo
- Cashflow at 35% down
- −$2,930/mo
- Down payment to break even
- 80%
- Rate to break even
- Not reachable
54% under asking
$5,084/mo above the estimate
$752,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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