
365 Charles Swisher Court
Ctop 80%Fallbrook, CA 92028
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$5,379/mo full cashflow at 20% down, 7.36% rate.
Works at $571,075 (55% under asking), or at 82% down.
Rent $6,136/mo from 13 leases of houses within 2 mi, size-adjusted ($5,104–$5,523).
Beds
5
Baths
4
Sqft
3,401
Year Built
2008
Days on Market
46
Property Type
Single Family
HOA/mo
$360
MLS ID
ND26210697
This property is in Fallbrook (92028). Browse neighborhood analytics →
About This Property
Resort-style living awaits in Shady Grove! This model-perfect, meticulously maintained 3400+ sq.ft. home sits on a generous lot at the end of a cul-de-sac in this desirable gated community.The private backyard is an entertainer's dream, featuring a pool with a Baja shelf, spa, and waterslide; an outdoor kitchen with a built-in grill and TV; and a seating area with a fireplace. Inside, the beautifully appointed floor plan offers a formal living room and dining room, family room/home theater, and a main-level bedroom/office with French doors opening to the backyard. The recently remodeled chef's kitchen showcases custom cabinetry, a farmhouse sink, and top-of-the-line Wolf and Sub-Zero appliances. A spacious butler's pantry includes a wine refrigerator, bar area, and walk-in pantry. Enjoy meals in the casual dining area that opens to the backyard, creating an easy flow between indoor and outdoor living.Upstairs, the luxurious primary suite features a walk-in closet with custom built-ins and an elegant travertine tile and granite vanity with a dedicated dressing table. Additional bedrooms provide generous space for family and friends, including one with an en-suite bath.A three-car garage with epoxy flooring provides plenty of room for cars and toys. Owned solar and a HALO whole-house water filtration system add valuable upgrades.Shady Grove is a gated community with tree-lined parks, a tot lot, pickleball and a sports court, and a secure gated RV Parking area. A truly special home where luxury comfort meets resort-style outdoor living.
Mortgage Calculator
Est. Monthly Payment
$9,041
Location
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Zoned Schools
Elementary
William H. Frazier Elementary · grades K-6 · Fallbrook Union Elementary
Middle
James E. Potter Intermediate · grades 7-8 · Fallbrook Union Elementary
High
Fallbrook High · grades 9-12 · Fallbrook Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,136
Comp Average
$5,575
3562 Mission Road
5bd / 4.5ba · 3,122 sqft · Single Family
$1.10M
Est. $5,901/mo
3550 Laketree Drive
4bd / 4ba · 3,575 sqft · Single Family
$1.30M
Est. $5,776/mo
1094 Hillcrest View Lane
4bd / 4ba · 3,657 sqft · Single Family
$1.30M
Est. $5,621/mo
1645 Loch Ness Drive
4bd / 3.5ba · 3,610 sqft · Single Family
$1.30M
Est. $5,468/mo
3862 Flowerwood Lane
4bd / 3.5ba · 3,540 sqft · Single Family
$1.38M
Est. $5,108/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
13 leases of houses within 2 mi, size-adjusted · $5,104–$5,523
Blended 50/50 with the zip's market median ($6,850)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,379/mo short at 20% down; 82% down or +$6,986/mo rent closes it.
- Break-even price
- $571,075
- Break-even rent
- $13,122/mo
- Cashflow at 35% down
- −$4,060/mo
- Down payment to break even
- 82%
- Rate to break even
- Not reachable
55% under asking
$6,986/mo above the estimate
$1,045,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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