
3562 Mission Road
Btop 30%Fallbrook, CA 92028
Pass at asking: -$3,905/mo full cashflow at 20% down, 7.43% rate.
Works at $591,544 (46% under asking), or at 72% down.
Rent $5,901/mo from 6 leases of 4–6 bed houses in 92028 ($4,564–$5,108).
Beds
5
Baths
4.5
Sqft
3,122
Year Built
1979
Days on Market
85
Property Type
Single Family
HOA/mo
N/A
MLS ID
260020238SD
This property is in Fallbrook (92028). Browse neighborhood analytics →
About This Property
SINGLE-STORY ESTATE WITH PRIVATE GUEST QUARTERS, VIEWS & SOLAR! Nestled in the rolling hills of Fallbrook, this unique single-story property offers approximately 3,122 sqft of living space with two separate living areas, each featuring its own private entrance. Enjoy peaceful country living, majestic hillside views, and cool ocean breezes while remaining conveniently close to shopping, dining, and everyday amenities. A welcoming front porch sets the tone for the main residence, which features 3 bedrooms, 3 bathrooms, vaulted ceilings, skylight, engineered hardwood flooring, and a spacious family room anchored by a charming brick fireplace. The remodeled kitchen is designed for both everyday living and entertaining, offering white cabinetry, quartz countertops, a center island, walk-in pantry, and a sunny breakfast nook with views of the surrounding landscape. The primary suite includes a bathroom and walk-in closet, while the secondary bedrooms are thoughtfully positioned for privacy. The private guest quarters provide exceptional flexibility with a full kitchen, living room with fireplace, 2 bedrooms, and 1.5 bathrooms. One of the bedrooms is accessed through the other and has previously been used as an office. Ideal for multi-generational living, extended guests, home office space, or income-producing possibilities. The property also features mature landscaping, rear patio areas, two storage sheds, leased solar, and an all-electric design with no gas or propane required. A rare opportunity to enjoy space, versatility, privacy, and the tranquil Fallbrook lifestyle.
Mortgage Calculator
Est. Monthly Payment
$7,532
Location
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Zoned Schools
Elementary
La Paloma Elementary · grades K-6 · Fallbrook Union Elementary
Middle
James E. Potter Intermediate · grades 7-8 · Fallbrook Union Elementary
High
Fallbrook High · grades 9-12 · Fallbrook Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,901
Comp Average
$5,208
405 Olive Hill Way
5bd / 3.5ba · 3,194 sqft · Single Family
$1.05M
Est. $5,350/mo

6750 Rainbow Heights Road
4bd / 2ba · 3,168 sqft · Single Family
$1.10M
Est. $4,960/mo

1485 Via Ladera
4bd / 3ba · 3,206 sqft · Single Family
$1.20M
Est. $4,974/mo

39150 Daily Road
5bd / 3.5ba · 2,996 sqft · Single Family
$1.50M
Est. $5,851/mo
3144 Alta Verde Dr.
4bd / 4.5ba · 3,022 sqft · Single Family
$1.26M
Est. $4,903/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
6 leases of 4–6 bed houses in 92028 · $4,564–$5,108
Blended 50/50 with the zip's market median ($6,850)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,905/mo short at 20% down; 72% down or +$5,071/mo rent closes it.
- Break-even price
- $591,544
- Break-even rent
- $10,972/mo
- Cashflow at 35% down
- −$2,759/mo
- Down payment to break even
- 72%
- Rate to break even
- Not reachable
46% under asking
$5,071/mo above the estimate
$792,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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