3550 Laketree Drive
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3550 Laketree Drive

Ctop 80%

Fallbrook, CA 92028

$1,299,999

Pass at asking: -$5,487/mo full cashflow at 20% down, 7.36% rate.

Works at $581,931 (55% under asking), or at 82% down.

Rent $5,776/mo from 4 leases of 4-bed houses in 92028 ($4,717–$5,791).

Beds

4

Baths

4

Sqft

3,575

Year Built

1997

Days on Market

119

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2605445

This property is in Fallbrook (92028). Browse neighborhood analytics →

Virtual Tour

About This Property

NEW PRICE IMPROVEMENT! Exceptional luxury living in the heart of Fallbrook wine country! Just moments from Monserate Winery, this beautifully appointed estate offers an extraordinary blend of elegance, comfort, and resort-style amenities in a picturesque setting. Step inside to discover soaring ceilings, abundant natural light, and thoughtfully designed living spaces that create an inviting yet sophisticated atmosphere. The spacious chef's kitchen flows seamlessly into the main living areas, offering an ideal layout for entertaining and everyday enjoyment. Multiple gathering spaces provide flexibility, while the private primary suite features a spa-inspired bathroom and generous closet space. The outdoor living experience is equally impressive, featuring a sparkling pool, relaxing spa, expansive patios, mature landscaping, and picturesque hillside views. Beautifully designed for Southern California's signature indoor-outdoor lifestyle, the grounds offer an exceptional setting for relaxation, recreation, and entertaining. Ideally situated near Fallbrook's renowned wineries, golf courses, scenic hiking trails, local dining, and convenient access to Interstate 15, this estate combines the tranquility of wine country living with accessibility to surrounding destinations. With its newly improved price, resort-inspired amenities, and desirable Fallbrook location, this exceptional estate presents an opportunity to experience luxury living surrounded by the natural beauty of Southern California wine country.

Mortgage Calculator

Est. Monthly Payment

$8,852

Principal & Interest$7,172
Property Tax$1,300
Insurance$379
%($260,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

18C
Est. Monthly Rent
$5,776

4 leases of 4-bed houses in 92028 · $4,717–$5,791

Blended 50/50 with a property-level estimate

A property-level estimate runs more than 25% above what comparable homes leased for ($5,134). Treat this rent with extra care.

Monthly Cashflow

Rent − PITIA

-$3,075
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,487

What would make this work?

$5,487/mo short at 20% down; 82% down or +$7,126/mo rent closes it.

Break-even price

55% under asking

$581,931
Break-even rent

$7,126/mo above the estimate

$12,902/mo
Cashflow at 35% down
−$4,142/mo
Down payment to break even

$1,065,999 cash

82%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,172
Cap Rate
1.82%
Cash-on-Cash
-25.33%
DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)
$23,688
Price-to-Rent

Lower = better for investors

18.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,487/mo