3862 Flowerwood Lane
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3862 Flowerwood Lane

Ctop 80%

Fallbrook, CA 92028

$1,375,000

Pass at asking: -$6,627/mo full cashflow at 20% down, 7.43% rate.

Works at $512,151 (63% under asking), or at 90% down.

Rent $5,108/mo from 4 leases of 4-bed houses in 92028 ($4,694–$5,763).

Beds

4

Baths

3.5

Sqft

3,540

Year Built

2003

Days on Market

114

Property Type

Single Family

HOA/mo

N/A

MLS ID

260017719SD

This property is in Fallbrook (92028). Browse neighborhood analytics →

Virtual Tour

About This Property

Set above the fairways with sweeping golf course and rolling hill views, this beautifully maintained Fallbrook home captures the changing beauty of the surrounding landscape from sunrise to sunset. Located in the highly desirable community of Sycamore Ranch, an all single-story neighborhood near The Golf Club of California, the property offers a rare combination of privacy, scenic beauty, and everyday convenience. Enjoy quick access to Highway 76 while remaining just minutes from local wineries, golf, shopping, dining, and the beaches of North San Diego County. The thoughtfully designed split floor plan offers 4 bedrooms, 3.5 bathrooms, high ceilings, and expansive windows that frame the surrounding views. At the heart of the home, the chef's kitchen features a large center island, abundant cabinetry, and an easy flow into the main living spaces. The adjacent family room is equipped with a professionally installed surround sound system, included with the home, creating an exceptional space for movie nights and entertaining. The spacious primary suite is privately positioned apart from the secondary bedrooms, creating a peaceful retreat. Outside, beautifully landscaped grounds, multiple outdoor living areas, and a three-car garage complete this exceptional Fallbrook property in one of the area's most desirable communities.

Mortgage Calculator

Est. Monthly Payment

$9,415

Principal & Interest$7,639
Property Tax$1,375
Insurance$401
%($275,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

11C
Est. Monthly Rent
$5,108

4 leases of 4-bed houses in 92028 · $4,694–$5,763

Monthly Cashflow

Rent − PITIA

-$4,307
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,627

What would make this work?

$6,627/mo short at 20% down; 90% down or +$8,607/mo rent closes it.

Break-even price

63% under asking

$512,151
Break-even rent

$8,607/mo above the estimate

$13,715/mo
Cashflow at 35% down
−$5,195/mo
Down payment to break even

$1,237,500 cash

90%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,639
Cap Rate
1.11%
Cash-on-Cash
-28.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.54

NOI (Annual)
$15,201
Price-to-Rent

Lower = better for investors

22.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,627/mo