353 Franciscan
Ctop 80%Oceanside, CA 92057Neighborhood: San Luis Rey
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,580/mo full cashflow at 20% down, 7.36% rate.
Works at $388,585 (55% under asking), or at 81% down.
Rent $4,116/mo from 8 leases of 2–4 bed houses within 1 mi ($3,854–$4,149).
Beds
3
Baths
2.5
Sqft
1,772
Year Built
2004
Days on Market
97
Property Type
Single Family
HOA/mo
$200
MLS ID
260019409SD
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Coastal Living Meets Unbeatable Value | 353 Franciscan Way, Oceanside Welcome to 353 Franciscan Way, an exceptional home nestled in one of Oceanside’s most vibrant and desirable neighborhoods. Perfectly positioned just minutes from sunny Southern California beaches, downtown dining, and local parks, this property offers the ultimate blend of coastal lifestyle, modern comfort, and everyday convenience. Property Highlights: Prime Location: Minutes from Oceanside’s coastal harbor, pier, shopping centers, and top-rated local dining. Thoughtful Layout: Generous living spaces flooded with natural light, ideal for both everyday relaxing and entertaining guests. Indoor-Outdoor Flow: Seamless transition to outdoor space, offering plenty of room for morning coffee, evening lounge sessions, or weekend gatherings. Turnkey Potential: Bright, welcoming interiors ready for you to move in and start enjoying coastal SoCal living from day one. Solar lease: Solar ppa lease comes with the home that helps regulatre your bill so you can keep cool for less.
Mortgage Calculator
Est. Monthly Payment
$6,035
Location
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Zoned Schools
Elementary
Nichols Elementary · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,116
Comp Average
$4,020
1491 Puritan Way
3bd / 2ba · 1,680 sqft · Single Family
$540K
Est. $3,945/mo
5001 Calle Arquero
4bd / 2ba · 1,790 sqft · Single Family
$885K
Est. $4,166/mo
4724 Ventana Way
3bd / 2.5ba · 1,532 sqft · Single Family
$835K
Est. $3,762/mo
1510 Surrey Court
3bd / 2ba · 1,941 sqft · Single Family
$950K
Est. $4,107/mo
5569 Old Ranch Rd.
4bd / 3ba · 1,764 sqft · Single Family
$975K
Est. $4,119/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
8 leases of 2–4 bed houses within 1 mi · $3,854–$4,149
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,580/mo short at 20% down; 81% down or +$4,649/mo rent closes it.
- Break-even price
- $388,585
- Break-even rent
- $8,765/mo
- Cashflow at 35% down
- −$2,694/mo
- Down payment to break even
- 81%
- Rate to break even
- Not reachable
55% under asking
$4,649/mo above the estimate
$694,170 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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