
1510 Surrey Court
Ctop 80%Oceanside, CA 92057Neighborhood: Guajome
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$4,098/mo full cashflow at 20% down, 7.36% rate.
Works at $413,763 (56% under asking), or at 83% down.
Rent $4,107/mo from 18 leases of 2–4 bed houses within 2 mi ($4,177–$4,850).
Beds
3
Baths
2
Sqft
1,941
Year Built
1978
Days on Market
1
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2610111
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Nearly half an acre of possibilities! Perched on an elevated 20,993 sq. ft. lot at the end of a cul-de-sac, this charming Spanish-style, single-level home offers beautiful views, a spacious setting, and a unique opportunity in the highly sought-after Jefferies Ranch neighborhood. Inside, discover spacious living areas accented by classic architectural arches, timeless character, and a majestic fireplace that creates a warm and inviting focal point. The open kitchen provides an ideal setting for gathering and entertaining, while the spacious primary suite offers direct access to the backyard for effortless indoor-outdoor living. Additional features: 3 Car Garage, Fenced yard, A/C, updates and new paint throughout. Low property tax rate w/ No Mello Roos & No HOA! An exceptional opportunity to own this wonderful home on an oversized elevated parcel! The expansive lot offers exciting possibilities to create your own outdoor retreat, envision a pool, or explore the potential for a guest house or ADU, subject to applicable City requirements and approvals. Enjoy the elevated setting and coastal breezes while imagining the possibilities this exceptional property has to offer. An extensive parking area provides room for an RV, boat, bikes, and more. Located within Oceanside's Equestrian Overlay District, with nearby neighborhood horse trails and equestrian opportunities. Buyers to verify all permitted uses and applicable requirements with the City of Oceanside. Just minutes from the 394-acre Guajome Regional Park, enjoy hiking, camping, and outdoor recreation. Nearby bike trails connect you to downtown Oceanside, where you'll find beautiful beaches, the harbor, restaurants, museums, and the vibrant coastal lifestyle. A rare opportunity to enjoy space, versatility, and endless possibilities while staying connected to all that coastal Oceanside has to offer.
Mortgage Calculator
Est. Monthly Payment
$6,468
Location
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Zoned Schools
Elementary
Mission Meadows Elementary · grades K-5 · Vista Unified
Middle
Roosevelt Middle · grades 6-8 · Vista Unified
High
Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,107
Comp Average
$4,285
914 Tempera Court
4bd / 2.5ba · 2,077 sqft · Single Family
$899K
Est. $4,526/mo
4499 Pebble Beach Drive
4bd / 3ba · 2,002 sqft · Single Family
$869K
Est. $4,121/mo
353 Franciscan
3bd / 2.5ba · 1,772 sqft · Single Family
$857K
Est. $4,116/mo
5569 Old Ranch Rd.
4bd / 3ba · 1,764 sqft · Single Family
$975K
Est. $4,119/mo
1647 Shire Ave
4bd / 2ba · 1,959 sqft · Single Family
$1.07M
Est. $4,544/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
18 leases of 2–4 bed houses within 2 mi · $4,177–$4,850
Blended 50/50 with the zip's market median ($3,786)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,098/mo short at 20% down; 83% down or +$5,322/mo rent closes it.
- Break-even price
- $413,763
- Break-even rent
- $9,429/mo
- Cashflow at 35% down
- −$3,115/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
56% under asking
$5,322/mo above the estimate
$788,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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