3520 Cockatoo Ct.
Ctop 80%Oceanside, CA 92057Neighborhood: North Valley
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$7,185/mo full cashflow at 20% down, 7.36% rate.
Works at $558,828 (63% under asking), or at 90% down.
Rent $5,710/mo from 8 leases of 4–6 bed houses within 1 mi, same school area ($5,530–$5,881).
Beds
5
Baths
4
Sqft
4,057
Year Built
2006
Days on Market
64
Property Type
Single Family
HOA/mo
$126
MLS ID
260021893SD
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Welcome to this beautifully upgraded Oceanside home, LOCATED ON A CUL-DE-SAC, offering 5 bedrooms, 4 bathrooms, 4,057 square feet of beautifully designed living space, and a spacious 3-car garage. At the heart of the home is a STUNNING REMODELED KITCHEN, complemented by high-end finishes throughout. The expansive floor plan offers the perfect balance of luxury, comfort, and functionality for everyday living and effortless entertaining. Step outside to your private resort-style oasis featuring a SPARKLING POOL and a built-in gas fire pit with seating beside the waterfall, and a VARIETY OF MATURE FRUIT TREES. Whether you’re hosting unforgettable gatherings, relaxing by the fire, or soaking up the Southern California sunshine, this backyard was designed for year-round enjoyment. FULLY PAID-OFF SOLAR adds tremendous value and energy efficiency. With generous living spaces, impressive upgrades, seamless indoor-outdoor living, and an entertainer’s dream backyard, this remarkable home offers everything you’ve been searching for. This is the Oceanside retreat you’ve been waiting for!
Mortgage Calculator
Est. Monthly Payment
$10,333
Location
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Zoned Schools
Elementary
Bonsall Elementary · grades K-5 · Bonsall Unified
Middle
Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified
High
Bonsall High · grades 9-12 · Bonsall Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,710
Comp Average
$5,940
5345 Village Drive
5bd / 3ba · 3,643 sqft · Single Family
$1.18M
Est. $5,712/mo
5503 Alexandrine Ct.
5bd / 4ba · 4,057 sqft · Single Family
$1.26M
Est. $5,710/mo
1093 Meridian Court
6bd / 4ba · 4,109 sqft · Single Family
$1.40M
Est. $5,764/mo
1077 Village Drive
6bd / 5ba · 4,129 sqft · Single Family
$1.65M
Est. $6,557/mo
1050 Straightaway
5bd / 4.5ba · 4,461 sqft · Single Family
$1.70M
Est. $5,957/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
8 leases of 4–6 bed houses within 1 mi, same school area · $5,530–$5,881
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,185/mo short at 20% down; 90% down or +$9,331/mo rent closes it.
- Break-even price
- $558,828
- Break-even rent
- $15,041/mo
- Cashflow at 35% down
- −$5,634/mo
- Down payment to break even
- 90%
- Rate to break even
- Not reachable
63% under asking
$9,331/mo above the estimate
$1,349,100 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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