
1050 Straightaway
Ctop 80%Oceanside, CA 92057Neighborhood: North Valley
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 6, 2026.
Pass at asking: -$8,601/mo full cashflow at 20% down, 7.43% rate.
Works at $579,244 (66% under asking), or at 93% down.
Rent $5,957/mo from 11 leases of 4–6 bed houses within 1 mi ($5,709–$6,171).
Beds
5
Baths
4.5
Sqft
4,461
Year Built
2006
Days on Market
0
Property Type
Single Family
HOA/mo
$138
MLS ID
260026396SD
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Experience a taste of Tuscany in Oceanside! Set on 1.35 acres in Arrowood's Montemar enclave, this 4,461-sq-ft Mediterranean retreat pairs breathtaking hillside views with magnificent sunsets, exceptional privacy and a private observation deck. A gated courtyard, fountain, wrought-iron staircase, hardwood floors and crown molding welcome you to 5 bedrooms plus an office/optional sixth bedroom, a loft and 4.5 baths. Two bedrooms beyond the primary have ensuite baths; three bedrooms offer walk-in closets. The primary suite boasts a jetted tub and a wraparound walk-in closet with separate his-and-hers entrances and custom cabinetry. Enjoy a gourmet kitchen with Samsung smart fridge and a theater room wired with 6 in-wall/ceiling speakers for an 11.2 sound system. Outside: lush landscaping with passion fruit, guava, pomegranate, lemon, lychee and lime, a built-in gas BBQ, firepit and sunset-ready entertaining spaces. Enjoy views of Sleeping Indian Mountain and the Morro Hills. A 4-car garage with EV outlet, SunPower solar ($149/month at 0.99%; assumption subject to lender approval), dual AC, whole-house fan and smart controls add everyday ease. Arrowood offers a huge community pool and low HOA dues, plus its scenic championship golf course and Toptracer-powered Flight Deck. Ride the San Luis Rey River Trail to Oceanside Harbor and the marina; downtown, the pier and beaches are close by. Your own slice of the Italian countryside, moments from the coast. Your dream retreat awaits.
Mortgage Calculator
Est. Monthly Payment
$11,771
Location
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Zoned Schools
Elementary
Bonsall Elementary · grades K-5 · Bonsall Unified
Middle
Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified
High
Bonsall High · grades 9-12 · Bonsall Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,957
Comp Average
$5,893
5345 Village Drive
5bd / 3ba · 3,643 sqft · Single Family
$1.20M
Est. $5,712/mo
1093 Meridian Court
6bd / 4ba · 4,109 sqft · Single Family
$1.40M
Est. $5,764/mo
1077 Village Drive
6bd / 5ba · 4,129 sqft · Single Family
$1.65M
Est. $6,491/mo
3520 Cockatoo Ct.
5bd / 4ba · 4,057 sqft · Single Family
$1.50M
Est. $5,710/mo
1157 Village
5bd / 4.5ba · 4,129 sqft · Single Family
$1.80M
Est. $5,789/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
11 leases of 4–6 bed houses within 1 mi · $5,709–$6,171
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$8,601/mo short at 20% down; 93% down or +$11,170/mo rent closes it.
- Break-even price
- $579,244
- Break-even rent
- $17,127/mo
- Cashflow at 35% down
- −$6,831/mo
- Down payment to break even
- 93%
- Rate to break even
- Not reachable
66% under asking
$11,170/mo above the estimate
$1,580,070 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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