1050 Straightaway
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1050 Straightaway

Ctop 80%

Oceanside, CA 92057Neighborhood: North Valley

$1,699,000
NEW — 0d
STR closed · inland Oceanside

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 6, 2026.

Pass at asking: -$8,601/mo full cashflow at 20% down, 7.43% rate.

Works at $579,244 (66% under asking), or at 93% down.

Rent $5,957/mo from 11 leases of 4–6 bed houses within 1 mi ($5,709–$6,171).

Beds

5

Baths

4.5

Sqft

4,461

Year Built

2006

Days on Market

0

Property Type

Single Family

HOA/mo

$138

MLS ID

260026396SD

This property is in Oceanside (92057). Browse neighborhood analytics →

About This Property

Experience a taste of Tuscany in Oceanside! Set on 1.35 acres in Arrowood's Montemar enclave, this 4,461-sq-ft Mediterranean retreat pairs breathtaking hillside views with magnificent sunsets, exceptional privacy and a private observation deck. A gated courtyard, fountain, wrought-iron staircase, hardwood floors and crown molding welcome you to 5 bedrooms plus an office/optional sixth bedroom, a loft and 4.5 baths. Two bedrooms beyond the primary have ensuite baths; three bedrooms offer walk-in closets. The primary suite boasts a jetted tub and a wraparound walk-in closet with separate his-and-hers entrances and custom cabinetry. Enjoy a gourmet kitchen with Samsung smart fridge and a theater room wired with 6 in-wall/ceiling speakers for an 11.2 sound system. Outside: lush landscaping with passion fruit, guava, pomegranate, lemon, lychee and lime, a built-in gas BBQ, firepit and sunset-ready entertaining spaces. Enjoy views of Sleeping Indian Mountain and the Morro Hills. A 4-car garage with EV outlet, SunPower solar ($149/month at 0.99%; assumption subject to lender approval), dual AC, whole-house fan and smart controls add everyday ease. Arrowood offers a huge community pool and low HOA dues, plus its scenic championship golf course and Toptracer-powered Flight Deck. Ride the San Luis Rey River Trail to Oceanside Harbor and the marina; downtown, the pier and beaches are close by. Your own slice of the Italian countryside, moments from the coast. Your dream retreat awaits.

Mortgage Calculator

Est. Monthly Payment

$11,771

Principal & Interest$9,439
Property Tax$1,699
Insurance$496
HOA$138
%($339,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

8C
Est. Monthly Rent
$5,957

11 leases of 4–6 bed houses within 1 mi · $5,709–$6,171

Monthly Cashflow

Rent − PITIA

-$5,815
Full Cashflow

Incl. vacancy, PM, maint, capex

-$8,601

What would make this work?

$8,601/mo short at 20% down; 93% down or +$11,170/mo rent closes it.

Break-even price

66% under asking

$579,244
Break-even rent

$11,170/mo above the estimate

$17,127/mo
Cashflow at 35% down
−$6,831/mo
Down payment to break even

$1,580,070 cash

93%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$9,439
Cap Rate
0.80%
Cash-on-Cash
-30.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.51

NOI (Annual)
$13,631
Price-to-Rent

Lower = better for investors

23.8

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$8,601/mo