1093 Meridian Court
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1093 Meridian Court

Ctop 80%

Oceanside, CA 92057Neighborhood: North Valley

$1,395,000
STR closed · inland Oceanside

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$6,348/mo full cashflow at 20% down, 7.36% rate.

Works at $564,349 (60% under asking), or at 86% down.

Rent $5,764/mo from 8 leases of houses within 0.5 mi, same school area, size-adjusted ($5,565–$5,918).

Beds

6

Baths

4

Sqft

4,109

Year Built

2005

Days on Market

50

Property Type

Single Family

HOA/mo

$125

MLS ID

SR26203416

This property is in Oceanside (92057). Browse neighborhood analytics →

Virtual Tour

About This Property

Live where others vacation — and enjoy a lower mortgage payment your first year. The seller may consider a 1-0 temporary interest rate buydown: a seller credit of up to 0.64% of the final purchase price that lowers the buyer's interest rate for the first full year of ownership. Subject to lender approval and buyer qualification.Tucked at the end of a quiet cul-de-sac in the sought-after Arrowood golf community — with a low HOA — this 6-bedroom, 4-bath home blends space, comfort, and resort-style living. A full bedroom and adjacent guest bath on the main level add flexibility for guests, multigenerational living, or a home office.Inside, a striking entry opens to both a formal living room and formal dining room. The kitchen showcases warm maple wood cabinetry, a center island, stainless steel appliances, and a spacious pantry with an adjacent butler's pantry, all flowing seamlessly into the family room with a cozy fireplace. Clever under-stair storage keeps everything organized.Upstairs, the primary suite is a true retreat with its own gas fireplace, a spa-style Jacuzzi tub, and a separate oversized shower. Generous secondary bedrooms offer plenty of room for family, guests, or additional workspace.Outside, the entertainer's backyard features a built-in fire pit, stamped-concrete patio, and pergola — made for enjoying California evenings under the stars. A recirculating hot-water timer provides the convenience of hot water at the turn of a tap.Recreation is right at your doorstep. Arrowood offers pickleball courts, giving residents another way to stay active, socialize, and enjoy the Southern California lifestyle. Golfers can also take advantage of Toptracer Range technology, combining the traditional driving-range experience with interactive shot tracking, practice modes, games, and virtual golf experiences — including the opportunity to virtually play famous courses such as Pebble Beach.At the heart of the community is Arrowood Golf Course — a par-71, 6,721-yard layout designed by noted architect Ted Robinson Jr., set on a scenic hilltop above the San Luis Rey Valley and within 10 miles of the coast. Bordered by natural riparian habitat, the course plays open and unconfined while offering an enjoyable challenge for golfers of varying skill levels.Golf. Pickleball. Toptracer. Coastal living. Plus a possible seller-paid rate buydown. Come experience the Arrowood lifestyle for yourself.

Mortgage Calculator

Est. Monthly Payment

$9,623

Principal & Interest$7,697
Property Tax$1,395
Insurance$407
HOA$125
%($279,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

14C
Est. Monthly Rent
$5,764

8 leases of houses within 0.5 mi, same school area, size-adjusted · $5,565–$5,918

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$3,860
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,348

What would make this work?

$6,348/mo short at 20% down; 86% down or +$8,244/mo rent closes it.

Break-even price

60% under asking

$564,349
Break-even rent

$8,244/mo above the estimate

$14,008/mo
Cashflow at 35% down
−$4,905/mo
Down payment to break even

$1,199,700 cash

86%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,697
Cap Rate
1.41%
Cash-on-Cash
-27.30%
DSCR

Need ≥ 1.25 for DSCR loan

0.60

NOI (Annual)
$19,644
Price-to-Rent

Lower = better for investors

20.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,348/mo