1077 Village Drive
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1077 Village Drive

Ctop 80%

Oceanside, CA 92057Neighborhood: North Valley

$1,650,000
NEW — 0d
STR closed · inland Oceanside

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 11, 2026.

Pass at asking: -$8,256/mo full cashflow at 20% down, 7.43% rate.

Works at $575,044 (65% under asking), or at 93% down.

Rent $5,918/mo from 8 leases of houses within 0.5 mi, size-adjusted ($5,775–$6,203).

Beds

6

Baths

5

Sqft

4,129

Year Built

2013

Days on Market

0

Property Type

Single Family

HOA/mo

$140

MLS ID

NDP2610187

This property is in Oceanside (92057). Browse neighborhood analytics →

Virtual Tour

About This Property

Learn how to get 5.5% interest rate on this home! An Extraordinary Lifestyle in One of Oceanside’s Most Sought-After Communities in Arrowood next to Arrowood Golf Course. Perfect for multi-generational living! Imagine waking up to picturesque golf course views, stepping onto your private balcony with your morning coffee, and enjoying the peaceful beauty of Southern California living. Welcome to 1077 Village Drive, nestled within the highly desirable Arrowood golf course community of Oceanside, where coastal-inspired elegance and endless possibilities come together. From the moment you arrive, beautifully refreshed landscaping, swaying palm trees, and mature fruit trees create an inviting first impression. Step inside and immediately feel the warmth of a home thoughtfully refreshed with fresh interior paint, plush new carpeting, and stunning quartz countertops. Distinctive designer lighting adds an unexpected touch of luxury, including a captivating jellyfish chandelier and two elegant shell chandeliers that bring coastal sophistication and personality to the living spaces. What truly sets this home apart is its versatility. The entry level features a private bedroom, half bathroom, microwave, and kitchenette area, creating an inviting retreat for guests, extended family, or multigenerational living. Whether you envision a private space for loved ones, additional flexibility for your lifestyle, or potential rental accommodations, this unique layout offers exciting possibilities, subject to applicable regulations. Upstairs, escape to your spacious primary suite, a peaceful sanctuary designed for relaxation. Open the doors to your private balcony, take in the beautiful golf course views, and imagine beginning each day surrounded by natural beauty. From quiet mornings to unforgettable sunsets, this is a space that invites you to slow down and enjoy the moments that matter most. Step outside and discover room to live, entertain, and dream a little bigger. The expansive grounds offer a wonderful setting for outdoor dining, weekend gatherings, gardening, or simply enjoying the year-round San Diego sunshine. Mature fruit trees and tropical landscaping enhance the outdoor experience, while a separate shed provides additional flexibility for storage or small gym. Practical luxury meets everyday convenience with owned solar, offering potential long-term energy savings, and a spacious three-car garage featuring durable epoxy flooring, perfect for vehicles, hobbies, and additional storage. Located in Arrowood, one of North County San Diego’s sought-after golf course neighborhoods, this exceptional Oceanside residence offers the best of coastal California living with convenient access to beautiful beaches, shopping, dining, parks, and everyday amenities. Some homes offer beautiful spaces. Others offer an entirely new way to live. At 1077 Village Drive, you’ll discover the freedom to entertain, the flexibility to grow, and the opportunity to create lasting memories in a setting that feels like your own private retreat. Welcome home to Arrowood, where golf course views, coastal character, and an exceptional Oceanside lifestyle come together. Learn how to buy this home with 2% lower interest rates!

Mortgage Calculator

Est. Monthly Payment

$11,438

Principal & Interest$9,166
Property Tax$1,650
Insurance$481
HOA$140
%($330,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

9C
Est. Monthly Rent
$5,918

8 leases of houses within 0.5 mi, size-adjusted · $5,775–$6,203

Monthly Cashflow

Rent − PITIA

-$5,519
Full Cashflow

Incl. vacancy, PM, maint, capex

-$8,256

What would make this work?

$8,256/mo short at 20% down; 93% down or +$10,722/mo rent closes it.

Break-even price

65% under asking

$575,044
Break-even rent

$10,722/mo above the estimate

$16,640/mo
Cashflow at 35% down
−$6,537/mo
Down payment to break even

$1,534,500 cash

93%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$9,166
Cap Rate
0.88%
Cash-on-Cash
-30.02%
DSCR

Need ≥ 1.25 for DSCR loan

0.52

NOI (Annual)
$14,481
Price-to-Rent

Lower = better for investors

23.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$8,256/mo