2720 Mason Way
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2720 Mason Way

Dbottom 20%

Vista, CA 92084

$2,000,000

Pass at asking: -$10,907/mo full cashflow at 20% down, 7.36% rate.

Works at $572,702 (71% under asking), or at all cash.

Rent $5,684/mo from 12 leases of houses within 2 mi, size-adjusted ($5,178–$5,735).

Beds

5

Baths

3.5

Sqft

3,231

Year Built

1999

Days on Market

89

Property Type

Single Family

HOA/mo

N/A

MLS ID

260020048SD

This property is in Vista (92084). Browse neighborhood analytics →

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About This Property

This single story, 5 bedroom estate sits on 1.45 acres and INCLUDES a detached ADU and an additional adjoining .88 of an acre parcel. PAID SOLAR! Features a circular driveway to gain access to your professionally maintained lush grounds, all usable land with backyard stunning views overlooking your Swimming Pool and Spa, great for entertaining family and guests. True seamless indoor-outdoor living. Separate ADU has its own garage. Private, quiet street with few homes on a cul de sac. A must see!

Mortgage Calculator

Est. Monthly Payment

$13,618

Principal & Interest$11,034
Property Tax$2,000
Insurance$583
%($400,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Mission Meadows Elementary · grades K-5 · Vista Unified

  • Middle

    Roosevelt Middle · grades 6-8 · Vista Unified

  • High

    Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

2D
Est. Monthly Rent
$5,684

12 leases of houses within 2 mi, size-adjusted · $5,178–$5,735

Blended 50/50 with the zip's market median ($5,716)

Monthly Cashflow

Rent − PITIA

-$7,933
Full Cashflow

Incl. vacancy, PM, maint, capex

-$10,907

What would make this work?

$10,907/mo short at 20% down; 100% down or +$14,166/mo rent closes it.

Break-even price

71% under asking

$572,702
Break-even rent

$14,166/mo above the estimate

$19,850/mo
Cashflow at 35% down
−$8,838/mo
Down payment to break even

$2,000,000 cash

100%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$11,034
Cap Rate
0.25%
Cash-on-Cash
-32.72%
DSCR

Need ≥ 1.25 for DSCR loan

0.42

NOI (Annual)
$4,935
Price-to-Rent

Lower = better for investors

29.3

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$10,907/mo