29979 Robbie Lane
1 / 20

29979 Robbie Lane

Ctop 80%

Vista, CA 92084

$1,325,000

Pass at asking: -$5,164/mo full cashflow at 20% down, 7.36% rate.

Works at $649,217 (51% under asking), or at 77% down.

Rent $6,443/mo from 7 leases of 3–5 bed houses in 92084 ($5,601–$6,253).

Beds

4

Baths

4

Sqft

3,353

Year Built

1990

Days on Market

118

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2606849

This property is in Vista (92084). Browse neighborhood analytics →

Virtual Tour

About This Property

STUNNING SINGLE-STORY HOME | $250K+ IN RECENT UPGRADES | PAID SOLAR | HORSE PROPERTY POTENTIAL Light, bright, and immaculate single-story home with more than $250,000 in upgrades completed less than two years ago! This beautifully redesigned property offers exceptional space, quality finishes, and an entertainer's floor plan rarely found in today's market. The completely remodeled chef's kitchen is the centerpiece of the home, featuring all-new, highly upgraded KitchenAid appliances, solid-wood cabinetry, and beautiful white quartz countertops. An enormous quartz island with dramatic waterfall-style ends creates a spectacular focal point. Additional features include a KitchenAid cooktop, island-mounted 3-speed canopy vent, and an oversized 40-inch stainless-steel sink positioned beneath a window. The existing stainless-steel 42-inch KitchenAid refrigerator is approximately 10+ years old and remains in excellent working condition. The kitchen renovation also included new water piping throughout the entire home. The kitchen opens directly to an impressive 29' x 25' living room, complete with a custom-built bar featuring a seamless white quartz countertop cut from one oversized slab. A newly refinished modern fireplace adds warmth and style. The kitchen also flows into the formal dining room and a spacious family/pool-table room, creating an ideal layout for entertaining. The luxurious primary suite features a completely remodeled bathroom with a large walk-in shower, two shower heads, floor-to-ceiling porcelain tile, and a 3/8-inch glass enclosure. Enjoy the oversized 42" x 72" soaking tub, solid-wood dual vanity, and walk-in closet with new shelving. The primary bedroom features new luxury vinyl plank flooring. All four bathrooms have been remodeled and feature 3/8-inch glass-surround showers. The oversized laundry room offers abundant cabinetry and a deep utility sink. Additional interior features include 60-inch-wide hallways, a generous 10' x 9' foyer, and a whole-home ventilation system designed to bring cool nighttime air into the home and reduce the need for A/C. The 24' x 34' three-car garage features durable epoxy flooring. Energy-efficient upgrades include 38 paid-for solar panels and a newer high-efficiency tankless propane water heater. The A/C system was replaced approximately 24 months ago. For equestrian enthusiasts, horses are permitted with the required County of San Diego permit, and several neighboring properties currently have horses. This extensively upgraded single-story home offers an exceptional combination of modern luxury, generous living spaces, entertaining potential, energy-efficient features, and equestrian possibilities. A rare opportunity to own a substantially renovated home with no shortage of space or upgrades!

Mortgage Calculator

Est. Monthly Payment

$9,022

Principal & Interest$7,310
Property Tax$1,325
Insurance$386
%($265,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

23C
Est. Monthly Rent
$6,443

7 leases of 3–5 bed houses in 92084 · $5,601–$6,253

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,578
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,164

What would make this work?

$5,164/mo short at 20% down; 77% down or +$6,707/mo rent closes it.

Break-even price

51% under asking

$649,217
Break-even rent

$6,707/mo above the estimate

$13,150/mo
Cashflow at 35% down
−$3,794/mo
Down payment to break even

$1,020,250 cash

77%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,310
Cap Rate
2.24%
Cash-on-Cash
-23.39%
DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)
$29,617
Price-to-Rent

Lower = better for investors

17.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$5,164/mo